Monmouth County and Howell Township property record for 90 Starlight Rd, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,872 sqft · built 1987 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Oct 2017) |
| Tax Bill | $11,477 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00035-75-00001 |
| Primary APN | 21-00035-75-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 960 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,010 sqft (0.23 acres) |
| Lot Dimensions | 110 ft deep x 91 ft wide |
| Garage Area | 388 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02306001 |
|---|---|
| Street Address | 90 STARLIGHT RD |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LAND-O-PINES SEC 113 |
| Legal Block | 35.75 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 811401 |
Source: Monmouth County and Howell Township records · APN 21-00035-75-00001
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 19, 2023 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 21, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 28, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 22, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Oct 05, 2017 | Grant Deed, Transfer · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2017 · Amount on Record |
| Deed Sale | Oct 05, 2017 · Amount on Record |
| Prior Sale | Jul 11, 2005 · Amount on Record |
| Deed Document Number | 201798312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0097700077 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 9770/77 |
| Instrument | 2025099023 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | NOT AVAILABLE, BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0096487162 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | 9648/7162 |
| Instrument | 2023041396 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Document Number | 0096381032 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 9638/1032 |
| Instrument | 2023019468 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Document Number | 0096288739 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 9628/8739 |
| Instrument | 2022121987 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Document Number | 0000012380 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 STARLIGHT RD HOWELL NJ 077312252, HOWELL, NJ 07731-2252 |
| Document Number | 0000012380 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 009394/006854 |
| Instrument | 12380 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 05, 2017 |
| Property Address | 90 STARLIGHT RD, HOWELL, NJ 07731-2252 |
| Document Number | 0000098312 |
| Book / Page | 009252 / 004658 |
| Instrument Date | May 23, 2017 |
| Instrument | 98312 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | ALL AHEAD TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 STARLIGHT RD HOWELL NJ 077312252, HOWELL, NJ 07731-2252 |
| Document Number | 98313 |
|---|---|
| Date | Oct 05, 2017 |
| Book Page | 009252/004664 |
| Instrument | 98313 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2047 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $714,600 (+7.15%) Land $423,000 Building $291,600 | $714,600 (+7.15%) Land $423,000 Building $291,600 | |
| 2025 | $11,477.00 (+7.3%) | $666,900 (+21.92%) Land $378,000 Building $288,900 | $666,900 (+21.92%) Land $378,000 Building $288,900 |
| 2024 | $10,696.00 (+15.05%) | ||
| 2023 | $547,000 Land $270,000 Building $277,000 | $547,000 Land $270,000 Building $277,000 | |
| 2022 | $9,297.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258114011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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