90 Springdale Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 90 Springdale Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1920
Lot Size	0.238 acres (10,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,100 (Oct 1992)
Tax Bill	$6,234 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0011 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0011 L:0008`
Alternative APNs	`M:006=F B:0011 L:0008` `8185015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	960 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,354 sqft (0.238 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8185015
Street Address	90 SPRINGDALE AVE
City	SAUGUS
State	MA
Zip	01906-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	11
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1005
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 SPRINGDALE AVE, SAUGUS, MA 01906-2660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1992 · Amount on Record
Deed Sale	Oct 30, 1992 · Amount on Record
Deed Book / Page	11565 / 36
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Apr 10, 2026
Property Address	90 SPRINGDALE AVE, SAUGUS, MA 01906-2660
Document Number	043321-484
Book / Page	43321 / 484
Instrument Date	Mar 30, 2026
Instrument	2026360
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SPRINGDALE AVE, SAUGUS, MA 01906-2660
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000360,
Date	Apr 10, 2026
Book Page	43321/484
Instrument	2026360

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	90 SPRINGDALE AVE, SAUGUS, MA 01906-2660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38344-463
Date	Mar 18, 2020
Book Page	38344/463
Instrument	20200318001710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,234.00 (+3.3%)	$598,300 (+5.88%) Land $347,900 Building $249,900	$642,533 (+4.39%)
2025	$6,035.00 (+4.12%)	$565,100 (+3.84%) Land $316,200 Building $248,900	$615,505
2024	$5,796.00 (+2.6%)	$544,200 (+8.47%) Land $298,200 Building $246,000
2023	$5,649.00	$501,700 Land $262,000 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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