90 Sparks Rd, Ray, OH 45672 Property Records

Jackson County property record for 90 Sparks Rd, Ray, OH 45672 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,456 sqft · built 1998
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`E080040008203`

Property Details

APN / Parcel Number

Primary APN	`E080040008203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	90 SPARKS RD
City	RAY
State	OH
Zip	45672-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 SW PT
Legal Range	19
Legal Township	08
Legal Section	13
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1031
Census Tract	957400

Owner

Source: Jackson County records · APN E080040008203

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	90 SPARKS RD, RAY, OH 45672-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 1999
Deed Sale	Dec 30, 1999
Prior Sale	Dec 30, 1999
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Recording Date	Jul 15, 2026
Property Address	90 SPARKS RD, RAY, OH 45672-9607
Document Number	0000002356
Book / Page	197 / 207
Instrument Date	Jul 07, 2026
Instrument	20262356
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SPARKS RD, RAY, OH 45672-9607

Mortgage

Document Number	0000002356,
Date	Jul 15, 2026
Book Page	197/207
Instrument	20262356

Lender

Name	OHIO VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Jackson Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (-3.53%)	$40,990 (-) Land $2,700 Building $38,290	$117,100 (-) Land $7,710 Building $109,390
2023	$1,926.00 (+31.38%)	$40,990 (+32.74%) Land $2,700 Building $38,290
2022	$1,466.00	$30,880 Land $3,190 Building $27,690
2020			$117,100 Land $7,710 Building $109,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (39079C), updated December 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.