Buncombe County property record for 90 Settings Blvd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,837 sqft · built 2023 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Feb 2022) |
| Tax Bill | $4,402 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 715809-2020-202 |
| Primary APN | 715809-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,837 sqft Living Area |
| Gross Area | 5,009 sqft |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 2,016 sqft |
| Finished Basement | 1,821 sqft |
| Unfinished Basement | 195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Deck Area | 447 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 715809-2020-202 |
|---|---|
| Street Address | 90 SETTINGS BLVD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-1 |
| Legal Description | SUBDIV: THE SETTINGS OF BLACK MOUNTAIN BLOCK: LOT: 172 SECTION: PLAT: 0114-0034 |
| Legal Subdivision | THE SETTINGS OF BLACK MOUNTAIN |
| Legal Block | 1 |
| Legal Lot Number | 172 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 3103 |
90 Settings Blvd is owned by two individuals who bought it in February 2022.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11836 JAMES RICHARD DR, CHARLOTTE, NC 28277-4007 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Feb 24, 2022 | Warranty Deed, Transfer |
| Feb 24, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on File |
| Deed Sale | Feb 24, 2022 · Amount on File |
| Prior Sale | Feb 24, 2022 · Amount on File |
| Deed Book / Page | 6188 / 1927 |
| Prior Transfer Date | Feb 23, 2022 |
| Prior Transfer Doc | 0061881927 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 90 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0063110038 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 6311/38 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 376 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 90 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Document Number | 0061881927 |
| Book / Page | 6188 / 1927 |
| Map Reference | MB 100 PG 43 |
| Instrument Date | Feb 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 334, FAIRHOPE, AL 36533-0334 |
| Name | Verified Name |
|---|---|
| Address | 11836 JAMES RICHARD DR, CHARLOTTE, NC 28277-4007 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 90 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8831 |
| Document Number | 0061881924 |
| Book / Page | 6188 / 1924 |
| Map Reference | MB 114 PG 34 |
| Instrument Date | Feb 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 334, FAIRHOPE, AL 36533-0334 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 334, FAIRHOPE, AL 36533-0334 |
The 2025 property tax bill for 90 Settings Blvd was $4,402.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,402.00 | $507,400 Land $88,500 Building $418,900 | $507,400 Land $88,500 Building $418,900 |
| 2023 | $724.00 | $88,500 | $88,500 Land $88,500 |
| 2021 | $507,400 Land $88,500 Building $418,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Settings Blvd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Settings Blvd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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