Jackson County property record for 90 S Woods Dr, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1977 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $599 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7640-81-2096 |
| Primary APN | 7640-81-2096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 136 sqft |
| Patio Area | 184 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 90 S WOODS DR |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-6975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 ASHMOOR WOODS |
| Legal Subdivision | ASHMOOR WOODS |
| Legal Lot Number | 6 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950600 |
90 S Woods Dr is owned and occupied by two individuals.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 S WOODS DR, SYLVA, NC 28779-6975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 90 S WOODS DR, SYLVA, NC 28779-6975 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0022400794 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 2240/794 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 90 S WOODS DR, SYLVA, NC 28779-6975 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022790475 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 2279/475 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SYLVA, NC 28779 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 90 S Woods Dr was $599.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $157,682 Land $29,980 Building $127,702 | |
| 2025 | $599.00 | |
| 2023 | $418.00 | $110,230 Land $29,220 Building $81,010 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 90 S Woods Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1990–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 S Woods Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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