Umatilla County property record for 90 S Townsend Rd, Hermiston, OR 97838
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2.5 ba · 3,381 sqft · built 1975 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $242,500 (Jan 2010) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2020 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4N2812C000102 |
| Primary APN | 4N2812C000102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,381 sqft Gross Area |
| 1st Floor Area | 1,520 sqft |
| 2nd Floor Area | 777 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 104 sqft |
| Patio Area | 640 sqft |
| Utility Building | 384 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 120884 |
|---|---|
| Street Address | 90 S TOWNSEND RD |
| City | HERMISTON |
| State | OR |
| Zip | 97838-6735 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | FU-10 |
| Legal Range | 28 |
| Legal Township | 04N |
| Legal Section | 12 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 951202 |
90 S Townsend Rd, a commercial property, is held in a trust since June 2024.
Source: Umatilla County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Oct 27, 2006 | Deed of Trust, Mortgage · Reverse Mortgage FINANCIAL FREEDOM SENIOR FUNDING CORP |
| May 12, 2015 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 18, 2024 | Bargain and Sale Deed, Transfer |
| Jan 4, 2010 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Feb 11, 2005 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2010 · Amount on File |
| Deed Sale | Jan 4, 2010 · Amount on File |
| Prior Sale | Feb 11, 2005 · Amount on File |
| Deed Document Number | 20105600564 |
| Last Transfer Date | Jun 17, 2024 |
| Transfer Doc | 20240003922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Aug 24, 2026 |
| Property Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Document Number | 0000006917 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20266917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0000006917, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20266917 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 14, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20207090588 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-7090588 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | COOS BAY, OR 97420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 20, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20065100114 |
|---|---|
| Date | Oct 27, 2006 |
| Instrument | 2006-5100114 |
| Name | FINANCIAL FREEDOM SENIOR FUNDING CORP |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ROSEVILLE, CA 95661 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 935 Months |
| Due | Sep 6, 2084 |
| Rate | 6.53% |
|---|---|
| Type Change Date | Jan 1, 2007 |
| Max Rate At Change | 5% |
| Max Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20156290424 |
|---|---|
| Date | May 12, 2015 |
| Instrument | 2015-6290424 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2030 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Jun 18, 2024 |
| Property Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Document Number | 20240003922 |
| Instrument Date | Jun 17, 2024 |
| Instrument | 2024-0003922 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Name | Verified Name |
|---|---|
| Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Jan 4, 2010 |
| Property Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Document Number | 20105600564 |
| Instrument Date | Jan 1, 2010 |
| Instrument | 2010-5600564 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Document Number | 20105600565 |
|---|---|
| Date | Jan 4, 2010 |
| Instrument | 2010-5600565 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Feb 11, 2005 |
| Property Address | 90 S TOWNSEND RD, HERMISTON, OR 97838-6735 |
| Document Number | 20054770157 |
| Instrument Date | Feb 8, 2005 |
| Instrument | 2005-4770157 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 PHEASANT VIEW DR, HOOD RIVER, OR 97031-8674 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 90 S Townsend Rd was $4,605.
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Unified School District | Hermiston School District 8 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,605.00 | $306,540 Land $79,070 Building $227,470 | $562,570 Land $158,000 Building $404,570 |
| 2023 | $4,347.00 | $278,820 Land $74,540 Building $204,280 | $495,350 Land $165,200 Building $330,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 S Townsend Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 S Townsend Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Oregon |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERMISTON serves 20,000 people · EPA ID OR4100372 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Blue Mountain Net Cable · Fixed Wireless | 300 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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