90 Rowley Bridge Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 90 Rowley Bridge Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,331 sqft · built 1973
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2019)
Tax Bill	$13,188 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0062 B:0027 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0062 B:0027 L`
Alternative APN	`1953`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,331 sqft Living Area
Gross Area	4,586 sqft
Basement Area	317 sqft
Unfinished Basement	317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1953
Street Address	90 ROWLEY BRIDGE RD
City	TOPSFIELD
State	MA
Zip	01983-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORA
Legal Block	27
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	4
Census Block	4008
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 31, 2018	Quit Claim Deed, Transfer SALEM FIVE MTG CO
Jan 2, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20191550
Deed Book / Page	37723 / 459
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Aug 2, 2019
Property Address	90 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2308
Document Number	37723-459
Book / Page	037723 / 000459
Instrument Date	Aug 2, 2019
Instrument	2001550
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,964.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 ROWLEY BRIDGE RD TOPSFIELD MA 019832308, TOPSFIELD, MA 01983-2308

Mortgage

Document Number	37723-461
Date	Aug 2, 2019
Book Page	037723/000461
Instrument	2001560

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jul 31, 2018
Property Address	90 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2308
Document Number	36907-157
Book / Page	36907 / 157
Instrument	180731007950
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2308

Mortgage

Document Number	369070160
Date	Jul 31, 2018
Instrument	36907/0160

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2048

January 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jan 2, 2018
Property Address	90 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2308
Document Number	36446-157
Book / Page	036446 / 000157
Instrument Date	Dec 11, 2017
Instrument	1801020460
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	90 ROWLEY BRIDGE RD TOPSFIELD MA 019832308, TOPSFIELD, MA 01983-2308

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,188.00 (+4.63%)	$879,800 (+2.54%) Land $414,700 Building $465,100	$892,905
2024	$12,604.00 (+10.11%)	$858,000 (+13.93%) Land $392,900 Building $465,100
2023	$11,447.00	$753,100 Land $371,000 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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