90 River's Edge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 90 River's Edge Ln, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,646 sqft Heated Area
Lot Size	23,958 sqft (0.55 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2017)
Tax Bill	$1,534.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`551103049031000`
Alternative APN	`45099`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,646 sqft Heated Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood Exterior
Foundation Type	Footing Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	23,958 sqft (0.55 acres)
Depth X Width	189 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Deck Area	523 sqft Deck
Porch	Open Porch
Porch Area	474 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	45099
Street Address	90 RIVERS EDGE LN
City	MURPHY
State	NC
Zip	28906-7018
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 21-A BEAVER RIDGE SUB 638/111 782/69 1553/1000
Legal Subdivision	BEAVER RIDGE SUB
Legal Lot Number	21-A
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2013
Census Tract	930501

Owner

Source: Cherokee County records · APN 551103049031000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	90 RIVERS EDGE LN, MURPHY, NC 28906-7018
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Deed Doc Number	00379
Deed Book / Page	01553 / 0800
Record Refreshed	Jun 08, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 27, 2017
Property Address	90 RIVERS EDGE LN, MURPHY, NC 28906-7018
Document Number	01553/0800
Book / Page	01553 / 0800
Map Reference	CAB H SL 420
Instrument Date	Dec 21, 2016
Instrument	00379
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5513 ROBIN DR, 5513, GRAND BLANC, MI 48439-7930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 SANIBEL DR, HOLLYWOOD, FL 33019-5036

Mortgage

Document Number	0000000380
Date	Jan 27, 2017
Instrument	00380

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00	$194,810 (-)	$194,810 (-) Land $45,000 Building $149,810
2023		$194,810	$194,810 Land $45,000 Building $149,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	About 1 in 508 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.