90 River St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 90 River St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,170 sqft · built 1955
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$350,133 (Jul 2023)
Tax Bill	$7,551 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`KEEN M:555 L:29`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:555 L:29`
Alternative APNs	`555029000000000` `100010060000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,170 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	555029000000000
Street Address	90 RIVER ST
City	KEENE
State	NH
Zip	03431-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	29
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3000
Census Tract	971300

Owner

90 River St is owned and occupied by two individuals who bought it in July 2023.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 RIVER ST, KEENE, NH 03431-2427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Dec 27, 2019 · Amount on File
Deed Document Number	20234867
Deed Book / Page	3252 / 543
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jul 18, 2023
Property Address	90 RIVER ST, KEENE, NH 03431-2427
Document Number	003252-543
Book / Page	3252 / 543
Instrument Date	Jul 18, 2023
Instrument	2304867
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	238 BASE HILL RD UNIT 65, 65, KEENE, NH 03431-5930

Mortgage

Document Number	0002304868
Date	Jul 18, 2023
Instrument	2304868

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 90 River St was $7,551, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,551.00 (+3.94%)	$219,700 (-) Land $44,400 Building $175,300
2024	$7,265.00 (+3.7%)	$219,700 (-) Land $44,400 Building $175,300
2023	$7,006.00 (+7.72%)	$219,700 (+4.82%) Land $44,400 Building $175,300
2022	$6,504.00	$209,600 Land $43,000 Building $166,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 90 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000