90 Ridge Rd, Candler, NC 28715 Property Records

Buncombe County property record for 90 Ridge Rd, Candler, NC 28715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2006
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$29,000 (Sep 2006)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`678469-2020-202`

Property Details

APN / Parcel Number

Primary APN	`678469-2020-202`
Alternative APNs	`8698-66-3854-00000` `869802663757000` `008240977`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	678469-2020-202
Street Address	90 RIDGE RD
City	CANDLER
State	NC
Zip	28715-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: RANDY & TERESA OWENS PROPERTY LOT: 4 PLAT: 0066-0150
Legal Subdivision	RANDY & TERESA OWENS PROPERTY
Legal Block	1
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	UPPER HOMINY
Census Block Group	1
Census Block	1000
Census Tract	2504

Owner

90 Ridge Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	90 RIDGE RD, CANDLER, NC 28715-9412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2006 · Amount on File
Deed Sale	Sep 20, 2006 · Amount on File
Deed Book / Page	4287 / 1586
Last Transfer Date	Oct 12, 2020
Transfer Doc	0059650787
Record Updated	Jun 8, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 19, 2020
Property Address	90 RIDGE RD, CANDLER, NC 28715-9412
Document Number	0059650490
Book / Page	5965 / 490
Map Reference	MB 66 PG 150
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RIDGE RD, CANDLER, NC 28715-9412

Mortgage

Document Number	0005965499
Date	Oct 19, 2020
Instrument	5965/499

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 20, 2020
Property Address	90 RIDGE RD, CANDLER, NC 28715-9412
Document Number	0059650787
Book / Page	005965 / 000787
Instrument Date	Oct 12, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	90 RIDGE RD CANDLER NC 287159412, CANDLER, NC 28715-9412

Tax Assessment & Valuation

The 2025 property tax bill for 90 Ridge Rd was $1,567, up 6.9% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (+6.89%)	$230,000 Land $38,100 Building $191,900	$230,000 Land $38,100 Building $191,900
2024	$1,466.00 (+3.17%)
2023	$1,421.00	$230,000	$230,000 Land $53,100 Building $176,900
2021			$230,000 Land $38,100 Building $191,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Ridge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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