90 Raker Rd, Milton, KY 40045 Property Records

Trimble County property record for 90 Raker Rd, Milton, KY 40045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1979
Lot Size1.94 acres (84,506 sqft)
OwnerCompany Name on Record
Last Sale$178,501 (Aug 2026)
Tax Bill$2,837 (2025)
Deeds & MortgagesAug 2026 Foreclosure
Apr 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN014-00-00-072.00

Property Details

APN / Parcel Number

Primary APN014-00-00-072.00
Alternative APNs
  • 12001
  • 8690

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,104 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area84,506 sqft (1.94 acres)

Location & Zoning

Account Number12001
Street Address90 RAKER RD
CityMILTON
StateKY
Zip40045-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE/BLDG & 1.94 AC (CITY LIMITS)
JurisdictionTRIMBLE KY
Township / Civil DivisionMILTON
Census Block Group2
Census Block2040
Census Tract100100

Owner

Source: Trimble County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address167 DAVID DR, SMITHFIELD, KY 40068-7930
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Commissioner's Deed, Foreclosure
NONE LISTED ON DOCUMENT
Apr 23, 2024Warranty Deed, Transfer · FHA Mortgage
ENVOY MORTGAGE LTD
May 18, 2023Deed of Trust, Mortgage · Line of Credit
GERMAN AMERICAN BANK CORP
Jan 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 5, 2018Warranty Deed, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2026 · Amount on Record
Deed SaleAug 11, 2026 · Amount on Record
Prior SaleApr 23, 2024 · Amount on Record
Deed Document Number2026126989
Deed Book / Page175 / 211
Record UpdatedOct 29, 2026

August 2026: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionTRIMBLE KY
Recording DateAug 11, 2026
Property Address90 RAKER RD, MILTON, KY 40045-1518
Document Number0000126989
Book / Page175 / 211
Instrument DateAug 3, 2026
Instrument2026126989
Transaction TypeForeclosure
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$18,028.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address167 DAVID DR, SMITHFIELD, KY 40068-7930

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRIMBLE KY
Recording DateApr 23, 2024
Property Address90 RAKER RD, MILTON, KY 40045-1518
Document Number00D168/277
Book / PageD168 / 277
Instrument DateApr 15, 2024
Instrument108091
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyCOMMUNITY LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$257.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address284 PINE LAKE DR, HARVEST, AL 35749-9064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address90 RAKER RD, MILTON, KY 40045-1518

Mortgage

Document Number0000108094
DateApr 23, 2024
Instrument108094
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Mortgage

Document Number00M264/330
DateApr 23, 2024
Book PageM264/330
Instrument108114
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 1, 2034

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIMBLE KY
Property Address90 RAKER RD, MILTON, KY 40045-1518
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M258/412
DateMay 18, 2023
Book PageM258/412
Instrument104713
Lender
NameGERMAN AMERICAN BANK CORP
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 3, 2033

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIMBLE KY
Property Address90 RAKER RD, MILTON, KY 40045-1518
Transaction TypeMortgage
Record UpdatedJan 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M217/748
DateJan 5, 2018
Book PageM217/748
Instrument90585
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressLOUISVILLE, KY 40245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRIMBLE KY
Recording DateJan 5, 2018
Property Address90 RAKER RD, MILTON, KY 40045-1518
Document Number00D147/584
Book / PageD147 / 584
Map ReferenceMB 54 PG 599
Instrument DateDec 29, 2017
Instrument90584
Transaction TypeTransfer
Record UpdatedJan 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$98.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 PRESBYTERIAN AVE # 416, 416, MADISON, IN 47250-3328

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 RAKER RD, MILTON, KY 40045-1518

Mortgage

Document Number00M217/767
DateJan 5, 2018
Book PageM217/767
Instrument90586
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
AmountAmount Recorded
Term120 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Trimble County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyTrimble County
MunicipalityMilton City
Unified School DistrictTrimble County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,837.00 (+393.39%)$257,500 (+164.1%)$257,500 (+164.1%)
2023$575.00 Homeowner's exemption$97,500$97,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims23 (1978–2026)
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON WATER & SEWER DEPARTMENT
serves 3,861 people · EPA ID KY1120289
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

Nearby Properties on Raker Rd

Nearby Streets

Search Property Records by Address or Parcel Number