90 Raintree Ln, Smithville, MO 64089 Property Records

Clay County property record for 90 Raintree Ln, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,225 sqft · built 1994
Owner	Company Name on Record
Last Sale	$351,600 (Nov 2016)
Tax Bill	$5,357 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-605-00-03-002.00`

Property Details

APN / Parcel Number

Primary APN	`05-605-00-03-002.00`
Alternative APNs	`0560100010100001` `5605000300200` `286737`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Patio Area	554 sqft

Location & Zoning

Street Address	90 RAINTREE LN
City	SMITHVILLE
State	MO
Zip	64089-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR A (D-69) A/K/A BEG WL RAINTREE LN & SL NW1/4 NE1/4 NW1/4, W436.58, N313.01, NE86.66, E344.31, S384.51 POB
Legal Range	33W
Legal Township	53N
Legal Section	14
Legal Tract	A
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1010
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Aug 12, 2024	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Nov 24, 2019	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2016 · Amount on Record
Deed Sale	Nov 16, 2016 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	201640963
Deed Book / Page	7852 / 56
Prior Transfer Date	Nov 9, 2016
Prior Transfer Doc	0000040963
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526

Mortgage

Document Number	0000027397
Date	Oct 23, 2025
Book Page	10037/68
Instrument	2025027397

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	BETHALTO, IL 62010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE CTRS, TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021667
Date	Sep 5, 2023
Book Page	9622/107
Instrument	2023021667

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526

Mortgage

Document Number	0000017935
Date	Aug 12, 2024
Book Page	9785/10
Instrument	2024017935

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	90 RAINTREE LN, SMITHVILLE, MO 64089-9526
Document Number	0000038452
Instrument Date	Nov 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	90 RAINTREE LN SMITHVILLE MO 640899526, SMITHVILLE, MO 64089-9526

Mortgage

Document Number	0000038452
Date	Dec 19, 2019
Book Page	008570/000134
Instrument	38452

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,810 (+10.24%)	$430,579 (+10.24%)
2024	$5,357.00 (+4.55%)
2023	$5,124.00	$74,210	$390,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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