90 Putnam Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 90 Putnam Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,515 sqft · built 1955
Lot Size	0.418 acres (18,190 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2006)
Tax Bill	$5,872 (2026)
Deeds & Mortgages	Nov 2021 Refinance May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:75 L:4`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:75 L:4`
Alternative APN	`M:329075 B:00004 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	3,591 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,190 sqft (0.418 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	90 PUTNAM DR
City	WESTFIELD
State	MA
Zip	01085-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	4
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2000
Census Tract	812901

Owner

90 Putnam Dr is owned and occupied by two individuals who bought it in January 2006.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 PUTNAM DR, WESTFIELD, MA 01085-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2006 · Amount on File
Deed Sale	Jan 31, 2006 · Amount on File
Deed Document Number	2006114259
Deed Book / Page	15668 / 420
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	90 PUTNAM DR, WESTFIELD, MA 01085-2626
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24233-526
Date	Nov 8, 2021
Book Page	24233/526
Instrument	79506

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	90 PUTNAM DR, WESTFIELD, MA 01085-2626
Document Number	22183-174
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PUTNAM DR WESTFIELD MA 010852626, WESTFIELD, MA 01085-2626

Mortgage

Document Number	22183-174
Date	May 22, 2018
Book Page	022183/000174
Instrument	27982

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 21, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 90 Putnam Dr was $5,872, up 7.5% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,872.00 (+7.51%)	$393,300 (+9.31%) Land $120,100 Building $273,200	$350,384 (-1.04%)
2025	$5,462.00	$359,800 Land $116,600 Building $243,200	$354,065 (+2.73%)
2024			$344,660
2023	$3,646.00	$214,700 Land $101,000 Building $113,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Putnam Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Putnam Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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