90 Pt Dr, Monticello, KY 42633 Property Records

Wayne County property record for 90 Pt Dr, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 1970
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Nov 2025)
Tax Bill	$879 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048-50-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`048-50-01-005.00`
Alternative APNs	`30247` `2586`

Interior

Stories	1 Story
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	23,522 sqft (0.54 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	64 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	30247
Street Address	90 POINT DR
City	MONTICELLO
State	KY
Zip	42633-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L P TATE SD LOT 65
Legal Subdivision	L P TATE SD
Legal Lot Number	65
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	1
Census Block	1014
Census Tract	920102

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 WRIGHT RD, WEST MILTON, OH 45383-1647
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 8, 2022	Deed, Transfer · Stand-Alone First Mortgage MONTICELLO BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	2025165294
Deed Book / Page	420 / 616
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Nov 17, 2025
Property Address	90 POINT DR, MONTICELLO, KY 42633-8434
Document Number	000420/616
Book / Page	420 / 616
Instrument Date	Nov 13, 2025
Instrument	165294
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3455 WRIGHT RD, LAURA, OH 45337-9777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WRIGHT RD, WEST MILTON, OH 45383-1647

Mortgage

Document Number	0000165295
Date	Nov 17, 2025
Instrument	165295

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Dec 8, 2022
Property Address	90 POINT DR, MONTICELLO, KY 42633-8434
Document Number	000404/403
Book / Page	404 / 403
Map Reference	MB 115 PG 177
Instrument Date	Nov 22, 2022
Instrument	155571
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22595 ADOBE RD, RED BLUFF, CA 96080-9397

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3455 WRIGHT RD, LAURA, OH 45337-9777

Mortgage

Document Number	0000155572
Date	Dec 8, 2022
Instrument	155572

Lender

Name	MONTICELLO BANKING CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 29, 2042

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,000 (+46%) Land $50,000 Building $96,000	$146,000 (+46%) Land $50,000 Building $96,000
2025	$879.00 (-6.89%)	$100,000 (-)	$100,000 (-)
2023	$944.00	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Community Telecom Services Cable	250 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pt Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures