90 Phillips St, Layton, UT 84041 Property Records

Davis County property record for 90 Phillips St, Layton, UT 84041

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,932 sqft · built 2002
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Tax Bill$3,180 (2025)
Deeds & MortgagesMay 2022 Reverse Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-586-0001

Property Details

APN / Parcel Number

Primary APN11-586-0001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,932 sqft Living Area
Basement Area1,975 sqft
Unfinished Basement1,975 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
View / LotCorner
Garage Area564 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address90 PHILLIPS ST
CityLAYTON
StateUT
Zip84041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionALL OF LOT 1, PHILLIPS PLACE. CONT. 0.33000 ACRES
Legal SubdivisionPHILLIPS PLACE
Legal Lot Number1
JurisdictionDAVIS UT
Township / Civil DivisionNORTH DAVIS
Census Block Group4
Census Block4006
Census Tract126001

Owner

Source: Davis County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address971 FLINT ST, LAYTON, UT 84041-4113
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICA FIRST FCU
Dec 16, 2019Deed of Trust, Mortgage · Line of Credit
AMERICA FIRST FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address90 PHILLIPS ST, LAYTON, UT 84041
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanySOUTH VALLEY TITLE INSURANCE, SOUTH VALLEY TITLE INS IN

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 FLINT ST, LAYTON, UT 84041-4113

Mortgage

Document Number008001/200
DateMay 3, 2022
Book Page8001/200
Instrument3474434
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressEDMOND, OK 73013
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.08%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.08%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address90 PHILLIPS ST, LAYTON, UT 84041
Transaction TypeMortgage
Record UpdatedJul 6, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7731/1734
DateApr 5, 2021
Book Page7731/1734
Instrument3367618
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84409
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address90 PHILLIPS ST, LAYTON, UT 84041
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003211656
DateDec 16, 2019
Book Page7409/2192
Instrument3211656
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 30, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateUtah
CountyDavis County
MunicipalityLayton City
Unified School DistrictDavis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,180.00 (+5.05%)$333,850 (+9.57%) Land $134,076 Building $199,774$607,000 (+9.57%) Land $243,774 Building $363,226
2024$3,027.00 (+1.85%)
2023$2,972.00 (-5.2%)$304,700 Land $84,536 Building $220,163$554,000 Land $153,702 Building $400,298
2022$3,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.1% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAYTON CITY WATER SYSTEM
serves 82,000 people · EPA ID UTAH06018
Water SourcePurchased surface water from WEBER BASIN WCD - CENTRAL
Last State InspectionSep 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber
10,000 / 10,000
Senawave
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Beehive Telephone Companies
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Boston Omaha, Connext Networks, JAB Wireless, Lumen Technologies.

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