90 Perrin, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 90 Perrin, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,947 sqft · built 2021
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Oct 2026)
Tax Bill	$19,824 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`21-2S-20-33500-000-0400`

Property Details

APN / Parcel Number

Primary APN	`21-2S-20-33500-000-0400`
Alternative APNs	`21-220-33500-000-0400` `1037992`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,947 sqft Living Area
Gross Area	4,543 sqft
1st Floor Area	1,731 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Hardboard
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	128 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	632 sqft
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	90 PERRIN
City	SANTA ROSA BEACH
State	FL
Zip	32459-3584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR21
Legal Description	LOT 40 CHURCHILL OAKS PHS 1 PB 18-65 OR 3203-604
Legal Range	020
Legal Township	02S
Legal Section	21
Legal Subdivision	CHURCHILL OAKS PHS 1
Legal Block	4
Legal Lot Number	40
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1004
Census Tract	950605

Owner

90 Perrin is owned by two individuals who bought it in October 2026.

Source: Walton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7057 QUAIL CALL DR, TALLAHASSEE, FL 32309-2061
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Jun 17, 2021	Warranty Deed, Transfer AQUA TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	202640713
Deed Book / Page	3414 / 4661
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 1, 2026
Property Address	90 PERRIN, SANTA ROSA BEACH, FL 32459-3584
Document Number	0000040713
Book / Page	3414 / 4661
Instrument Date	Sep 30, 2026
Instrument	202640713
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	SETCO SERVICES LLC, SETCO SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7057 QUAIL CALL DR, TALLAHASSEE, FL 32309-2061

Mortgage

Document Number	0000040714,
Date	Oct 1, 2026
Instrument	202640714

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	90 PERRIN, SANTA ROSA BEACH, FL 32459-3584
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 SAINT CHARLES AVE, NEW ORLEANS, LA 70130-3715

Mortgage

Document Number	0032203269
Date	Oct 14, 2021
Book Page	3220/3269
Instrument	20210051345

Lender

Name	WHITNEY BANK
Type	Bank
Address	NEW ORLEANS, LA 70118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	82 Months
Due	Aug 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 17, 2021
Property Address	90 PERRIN, SANTA ROSA BEACH, FL 32459-3584
Document Number	0032030604
Book / Page	3203 / 604
Map Reference	MB 18 PG 65
Instrument Date	Jun 10, 2021
Instrument	20210030631
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$13,109.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 MULBERRY PT, 6, COVINGTON, LA 70433-8510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3253 BURNT PINE CV, MIRAMAR BEACH, FL 32550-7819

Tax Assessment & Valuation

The 2025 property tax bill for 90 Perrin was $19,824, up 6.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,824.00 (+6.18%)	$2,194,030 Land $566,500 Building $1,627,530	$2,194,030 Land $566,500 Building $1,627,530
2024	$18,671.00 (+3.21%)
2023	$18,091.00 (+12.99%)	$2,094,057 (+21.2%) Land $566,500 Building $1,527,557	$2,094,057 (+21.2%) Land $566,500 Building $1,527,557
2022	$16,011.00	$1,727,739 Land $516,745 Building $1,210,994	$1,727,739 Land $516,745 Building $1,210,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Perrin in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 219 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	219 in force
Nearby Flood Claims	4 (2018–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Perrin is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
REV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, LiveOak Fiber, Mediacom Xtream.

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