90 Park Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 90 Park Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 2021
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on File
Last Sale	$485,055 (Jan 2022)
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`9 13 124`

Property Details

APN / Parcel Number

Primary APN	`9 13 124`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,320 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,091 sqft (0.048 acres)
Terrain	Rolling
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	90 PARK DR
City	PALMYRA
State	VA
Zip	22963-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	INST 210001927 AC 0.048 VILLAGE OAKS PHASE 1C
Legal Phase	1C
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1015
Census Tract	20104

Owner

90 Park Dr is owned and occupied by an individual who bought it in January 2022.

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	90 PARK DR, PALMYRA, VA 22963-3255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE
Jan 8, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	Apr 19, 2021 · Amount on File
Deed Document Number	2022114
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 19, 2021
Property Address	90 PARK DR, PALMYRA, VA 22963-3255
Document Number	0210001927
Map Reference	PB 3 PG 335
Instrument Date	Apr 12, 2021
Instrument	210001927
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PARK DR, PALMYRA, VA 22963-3255

Mortgage

Document Number	0210001928
Date	Apr 19, 2021
Instrument	210001928

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 8, 2021
Property Address	90 PARK DR, PALMYRA, VA 22963-3255
Document Number	0210000105
Map Reference	PB 3 PG 335
Instrument Date	Dec 31, 2020
Instrument	210000105
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7501 BOULDER VIEW DR STE 450, 450, NORTH CHESTERFIELD, VA 23225-4054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 90 Park Dr was $2,449.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,400 (-) Land $35,000 Building $289,400	$324,400 (-) Land $35,000 Building $289,400
2025	$2,449.00	$324,400 Land $35,000 Building $289,400	$324,400 Land $35,000 Building $289,400
2023		$241,800 Land $35,000 Building $206,800	$241,800 Land $35,000 Building $206,800
2022	$2,040.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 90 Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Park Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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