90 Mountain Meadows Way, Upper Jay, NY 12987 Property Records

Essex County and Jay Town property record for 90 Mountain Meadows Way, Upper Jay, NY 12987

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,912 sqft · built 2008
Lot Size	3.35 acres (145,926 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (May 2021)
Tax Bill	$13,113 (2026)
Deeds & Mortgages	May 2021 Sale May 2021 Sale & Mortgage
APN	`615J189023`

Property Details

APN / Parcel Number

Primary APN	`615J189023`
Alternative APNs	`280003500800010340000000` `152800 35.8-1-34.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,912 sqft Living Area
1st Floor Area	1,232 sqft
Upper Floors Area	680 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	145,926 sqft (3.35 acres)
Porch	Slab
Porch Area	1,056 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J189023
Street Address	90 MOUNTAIN MEADOWS WAY
City	UPPER JAY
State	NY
Zip	12987-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	61 10 JAY TRACT MALLORY GRANT LOT 8 1286/208
Legal Block	1
Legal Lot Number	34.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1038
Census Tract	960200

Owner

90 Mountain Meadows Way is owned by an individual who bought it in May 2021.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 BALMORAL DR, PITTSTOWN, NJ 08867-5180
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer
May 6, 2021	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	20212305
Deed Book / Page	2033 / 243
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	002033/243
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	May 3, 2021
Property Address	90 MOUNTAIN MEADOWS WAY, UPPER JAY, NY 12987-3220
Document Number	0002033/26
Book / Page	2033 / 26
Instrument Date	Apr 28, 2021
Instrument	2021-2200
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BALMORAL DR, PITTSTOWN, NJ 08867-5180

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	May 6, 2021
Property Address	90 MOUNTAIN MEADOWS WAY, UPPER JAY, NY 12987-3220
Document Number	002033/243
Book / Page	2033 / 243
Instrument Date	Aug 27, 2020
Instrument	2021-2305
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 IRIS LN, JAY, NY 12941-2431

Mortgage

Document Number	0020212306
Date	May 6, 2021
Instrument	2021-2306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 90 Mountain Meadows Way was $13,113, up 0.7% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,113.00 (+0.68%)
2025	$13,024.00	$589,800 Land $214,300 Building $375,500	$589,800 Land $214,300 Building $375,500
2023		$515,500 (+6.99%) Land $164,700 Building $350,800	$515,500 (+6.99%) Land $164,700 Building $350,800
2022	$7,185.00	$481,800 Land $133,500 Building $348,300	$481,800 Land $133,500 Building $348,300
2020	$13,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 90 Mountain Meadows Way; there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Mountain Meadows Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER JAY WD serves 234 people · EPA ID NY1500294
Water Source	Purchased groundwater from JAY WD
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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