Owen County property record for 90 Michael St, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 210 sqft · built 1972 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $716 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-24-400-530.050-027 |
| Primary APN | 60-10-24-400-530.050-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 210 sqft Living Area |
| 1st Floor Area | 210 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 180 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001028392 |
|---|---|
| Street Address | 90 MICHAEL ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-7456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN SE SE S24 T10 R3 .50A AKA NEWPORT MANOR LOT E NEWPORT MANOR SUBDIVISION LOT F |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 24 |
| Legal Subdivision | NEWPORT MANOR |
| Legal Lot Number | E,F |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 955800 |
90 Michael St is owned and occupied by two individuals who acquired it in September 2026.
Source: Owen County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 MICHAEL ST, SPENCER, IN 47460-7456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2026 |
| Transfer Doc | 0000245146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Sep 28, 2026 |
| Property Address | 90 MICHAEL ST, SPENCER, IN 47460-7456 |
| Document Number | 0000245146 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026245146 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 MICHAEL ST, SPENCER, IN 47460-7456 |
The 2025 property tax bill for 90 Michael St was $716 with a homeowner's exemption, up 23.9% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $716.00 (+23.88%) Homeowner's exemption | $209,700 Land $22,500 Building $187,200 | $209,700 Land $22,500 Building $187,200 |
| 2024 | $578.00 (+14.23%) | ||
| 2023 | $506.00 (+3.48%) | $162,800 Land $18,800 Building $144,000 | $162,800 Land $18,800 Building $144,000 |
| 2022 | $489.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Michael St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Michael St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Smithville Communications.
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