Montgomery County property record for 90 McCullough Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,064 sqft · built 2003 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,400 (Aug 2003) |
| Tax Bill | $5,983 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K45200126-0022 |
| Primary APN | K45200126-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 836 sqft |
| Basement Area | 170 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 215 sqft |
| Patio Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 90 MCCULLOUGH DR |
|---|---|
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-7804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 250 THE HIGHLANDS AT SETTLERS WALK SEC 8 |
| Legal Subdivision | THE HIGHLANDS AT SETTLERS WALK |
| Legal Lot Number | 250 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50106 |
Source: Montgomery County records, as of April 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 MCCULLOUGH DR, SPRINGBORO, OH 45066-7804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO |
| May 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2003 · Amount on Record |
| Deed Sale | Aug 19, 2003 · Amount on Record |
| Prior Sale | Jun 19, 2003 · Amount on Record |
| Deed Document Number | 2003125153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 90 MCCULLOUGH DR, SPRINGBORO, OH 45066-7804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 90 MCCULLOUGH DR, SPRINGBORO, OH 45066-7804 |
| Document Number | 0000018529 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-00018529 |
| Name | FIFTH THIRD BANK OF WESTERN OHIO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 90 MCCULLOUGH DR, SPRINGBORO, OH 45066-7804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034480 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-00034480 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 1, 2032 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Miami Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,750 (-) Land $21,870 Building $94,880 | $333,570 (-) Land $62,480 Building $271,090 | |
| 2024 | $5,983.00 (-1.3%) | ||
| 2023 | $6,062.00 (+30.23%) | $116,750 (+42%) Land $21,870 Building $94,880 | $333,570 (+42%) Land $62,480 Building $271,090 |
| 2022 | $4,655.00 | $82,220 Land $15,400 Building $66,820 | |
| 2020 | $234,910 Land $44,000 Building $190,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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