90 Manor Cir, Elkton, MD 21921 Property Records

Cecil County property record for 90 Manor Cir, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,882 sqft · built 2005
Lot Size0.874 acres (38,071 sqft)
Owner2 Individual Names on Record
Last Sale$392,900 (May 2018)
Tax Bill$4,510 (2025)
Deeds & MortgagesAug 2019 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-040573

Property Details

APN / Parcel Number

Primary APN02-040573
Alternative APN
  • 040573

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,882 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area38,071 sqft (0.874 acres)
Garage TypeMixed
Garage Area622 sqft
Parking Spaces2 Parking Spaces
Pool Area550 sqft
Deck Area320 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number040573
Street Address90 MANOR CIR
CityELKTON
StateMD
Zip21921-6380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 7 - .874 ACRE 90 MANOR CIRCLE PELHAM MANOR
Legal SubdivisionFINAL PLAT TWO PELHAM MANOR
Legal Lot Number7
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group1
Census Block1007
Census Tract30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address90 MANOR CIR, ELKTON, MD 21921-6380
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
May 23, 2018Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2018 · Amount on Record
Deed SaleMay 23, 2018 · Amount on Record
Prior SaleJun 13, 2005 · Amount on Record
Deed Book / Page4246 / 339
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address90 MANOR CIR, ELKTON, MD 21921-6380
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044460042
DateAug 14, 2019
Book Page4446/042
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateMay 23, 2018
Property Address90 MANOR CIR, ELKTON, MD 21921-6380
Document Number0042460339
Book / Page4246 / 339
Map ReferenceMB1102 FO6
Instrument DateMay 15, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRSH TITLE SECS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address90 MANOR CIR, ELKTON, MD 21921-6380

Mortgage

Document Number0004246343
DateMay 23, 2018
Instrument4246/343
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$493,933 (+19.39%)$525,200 (+21.74%) Land $129,000 Building $396,200
2025$4,510.00 (+29%) Homeowner's exemption
2023$3,496.00 Homeowner's exemption$413,700$431,400 Land $129,000 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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