Monroe County property record for 90 Key Haven Rd, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,159 sqft · built 1974 |
| Lot Size | 0.165 acres (7,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $829,500 (Dec 2023) |
| Tax Bill | $11,987 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00138240-000000 |
| Primary APN | 00138240-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,159 sqft Living Area |
| Gross Area | 2,609 sqft |
| 1st Floor Area | 2,159 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,168 sqft (0.165 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Pool Area | 675 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Deck Area | 93 sqft |
| Patio Area | 485 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1172430 |
|---|---|
| Street Address | 90 KEY HAVEN RD |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 7 KEY HAVEN SEVENTH ADDITION RACCOON KEY PB5-53 OR475-732 OR491-237 OR998-453AFF OR998-454R/S OR1363-1884 OR1776-1859F/J OR1779-2068F/J OR1960-2492 OR2597-110 OR2614-912C OR2678-2408C OR2981-2408 OR3255-0831 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 7TH ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
90 Key Haven Rd is owned and occupied by an individual who bought it in December 2023.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 KEY HAVEN RD, KEY WEST, FL 33040-6241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Aug 27, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 28, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Prior Sale | Aug 29, 2019 · Amount on File |
| Deed Document Number | 20232444802 |
| Deed Book / Page | 3255 / 831 |
| Prior Transfer Date | Feb 20, 2013 |
| Prior Transfer Doc | 0026140912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 18, 2023 |
| Property Address | 90 KEY HAVEN RD, KEY WEST, FL 33040-6241 |
| Document Number | 0032550831 |
| Book / Page | 3255 / 831 |
| Map Reference | MB 5 PG 53 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2444802 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,806.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4747 RESEARCH FOREST DR # DR180-32, DR180-32, THE WOODLANDS, TX 77381-4912 |
| Name | Verified Name |
|---|---|
| Address | 90 KEY HAVEN RD, KEY WEST, FL 33040-6241 |
| Document Number | 0002444803 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2444803 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 90 KEY HAVEN RD, KEY WEST, FL 33040-6241 |
| Document Number | 0029812408 |
| Book / Page | 002981 / 002408 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2234335 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,268.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4747 RESEARCH FOREST DR #180 SPRING TX 773814902, 180, SPRING, TX 77381-4902 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 90 KEY HAVEN RD, KEY WEST, FL 33040-6241 |
| Document Number | 0029352030 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 90 KEY HAVEN RD KEY WEST FL 330406241, KEY WEST, FL 33040-6241 |
| Document Number | 0029352030 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 002935/002030 |
| Instrument | 2194208 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 13, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,422,412 Land $1,066,025 Building $356,387 | $1,422,412 Land $1,066,025 Building $356,387 | |
| 2024 | $11,987.00 (+28.29%) | ||
| 2023 | $9,344.00 (+14.01%) | $1,256,403 (+23.47%) Land $913,203 Building $343,200 | $1,256,403 (+23.47%) Land $913,203 Building $343,200 |
| 2022 | $8,196.00 | $1,017,610 Land $670,925 Building $346,685 | $1,017,610 Land $670,925 Building $346,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Key Haven Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Key Haven Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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