90 Johnston Ln, Warne, NC 28909 Property Records

Clay County property record for 90 Johnston Ln, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1984
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Nov 2022)
Tax Bill	$809 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543900735598`

Property Details

APN / Parcel Number

Primary APN	`543900735598`
Alternative APNs	`616812000` `621720000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,368 sqft Heated Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	54,886 sqft (1.26 acres)

Location & Zoning

Account Number	621720000
Street Address	90 JOHNSTON LN
City	WARNE
State	NC
Zip	28909-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1125 FORD ROAD
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1021
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 JOHNSTON LN, WARNE, NC 28909-8713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Oct 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Oct 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	20223033
Deed Book / Page	470 / 212
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 22, 2022
Property Address	90 JOHNSTON LN, WARNE, NC 28909-8713
Document Number	000470/212
Book / Page	470 / 212
Instrument Date	Nov 22, 2022
Instrument	2022003033
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	244 VALLEY RIVER AVE, 244, MURPHY, NC 28906-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 JOHNSTON LN, WARNE, NC 28909-8713

Mortgage

Document Number	2022003034
Date	Nov 22, 2022
Instrument	2022003034

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	90 JOHNSTON LN, WARNE, NC 28909-8713
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R14/0005
Date	Oct 4, 2018
Book Page	R14/0005
Instrument	2018002292

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 4, 2018
Property Address	90 JOHNSTON LN, WARNE, NC 28909-8713
Document Number	424/0106
Book / Page	424 / 0106
Instrument Date	Oct 3, 2018
Instrument	2018002291
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$239.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 JOHNSON LN, WARNE, NC 28909-8713

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$809.00 (-1.7%)	$229,000 (+48.8%) Land $28,600 Building $200,400	$229,000 (+48.8%) Land $28,600 Building $200,400
2025	$823.00 (+13.83%)	$153,900 (-) Land $21,400 Building $132,500	$153,900 (-) Land $21,400 Building $132,500
2023	$723.00	$153,900 Land $21,400 Building $132,500	$153,900 Land $21,400 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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