90 Hill St, Saco, ME 04072 Property Records

York County and Saco City property record for 90 Hill St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,490 sqft · built 1867
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$250,300 (May 2015)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Sep 2022 Refinance Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J0100R`

Property Details

APN / Parcel Number

Primary APN	`J0100R`
Alternative APNs	`SACO M:052 L:074 U:000-000` `M:052 L:074 U:000=000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	5,978 sqft
1st Floor Area	1,077 sqft
Attic	Attic
Attic Area	1,068 sqft
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	J0100R
Street Address	90 HILL ST
City	SACO
State	ME
Zip	04072-3223
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDR
Legal Subdivision	JOSEPH HILLS FARM
Legal Lot Number	74
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1009
Census Tract	5301

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 HILL ST, SACO, ME 04072-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Deed Document Number	201519499
Deed Book / Page	17026 / 25
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	90 HILL ST, SACO, ME 04072-3223
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191060454
Date	Sep 6, 2022
Book Page	19106/454
Instrument	2022038236

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	90 HILL ST, SACO, ME 04072-3223
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183630443
Date	Sep 2, 2020
Book Page	18363/443
Instrument	2020042865

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,788.00 (+2.86%)	$337,200 (+1.78%) Land $89,400 Building $247,800
2024	$4,655.00 (+7.61%)	$331,300 (+40.38%) Land $89,400 Building $241,900
2022	$4,326.00	$236,000 Land $68,100 Building $167,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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