90 Hemlock Dr, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 90 Hemlock Dr, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,045 sqft · built 2021
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2019)
Tax Bill	$12,934 (2026)
Deeds & Mortgages	May 2022 Refinance Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1620500004000000`

Property Details

APN / Parcel Number

Primary APN	`1620500004000000`
Alternative APNs	`LUNE M:050.0 B:0040 L:0000.0` `M:00054 L:00301 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,045 sqft Living Area
Gross Area	4,534 sqft
1st Floor Area	850 sqft
Basement Area	1,379 sqft
Unfinished Basement	1,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1620500004000000
Street Address	90 HEMLOCK DR
City	LUNENBURG
State	MA
Zip	01462-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	40
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	1
Census Block	1018
Census Tract	712101

Owner

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 HEMLOCK DR, LUNENBURG, MA 01462-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	201914224
Deed Book / Page	9400 / 200
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	9400-200
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	90 HEMLOCK DR, LUNENBURG, MA 01462-1123
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010327-78
Date	May 10, 2022
Book Page	10327/78
Instrument	8513

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	90 HEMLOCK DR, LUNENBURG, MA 01462-1123
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9876-322
Date	Feb 8, 2021
Book Page	9876/322
Instrument	2797

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Aug 23, 2019
Property Address	90 HEMLOCK DR, LUNENBURG, MA 01462-1123
Document Number	9400-200
Book / Page	009400 / 000200
Instrument Date	Aug 22, 2019
Instrument	14224
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,299.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 PINE ACRES RD LUNENBURG MA 014621131, LUNENBURG, MA 01462-1131

Tax Assessment & Valuation

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,934.00 (+1.92%)	$898,800 (+1.71%) Land $384,700 Building $514,100	$780,170 (+9.24%)
2025	$12,690.00 (-2.05%)	$883,700 (-3.82%) Land $377,400 Building $506,300	$714,210
2024	$12,955.00 (-10.83%)	$918,800 (-7.55%) Land $445,000 Building $473,800
2023	$14,529.00	$993,800 Land $546,700 Building $447,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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