Worcester County and Worcester City property record for 90 Heard St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,154 sqft · built 1940 |
| Lot Size | 0.469 acres (20,445 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (Aug 2013) |
| Tax Bill | $4,633 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-015-00042 |
| Primary APN | 28-015-00042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 656 sqft |
| Basement Area | 136 sqft |
| Unfinished Basement | 136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,445 sqft (0.469 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 28-015-00042 |
|---|---|
| Street Address | 90 HEARD ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 15 |
| Legal Lot Number | 42 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 733101 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 90 HEARD ST, WORCESTER, MA 01603-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK |
| Sep 15, 2017 | Deed of Trust, Mortgage CAPITAL ONE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2013 · Amount on Record |
| Deed Sale | Aug 30, 2013 · Amount on Record |
| Prior Sale | Aug 30, 2013 · Amount on Record |
| Deed Book / Page | 51437 / 130 |
| Transfer Doc | 051437-130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 90 HEARD ST, WORCESTER, MA 01603-1709 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072079-221 |
|---|---|
| Date | Jun 5, 2025 |
| Book Page | 72079/221 |
| Instrument | 45124 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 90 HEARD ST, WORCESTER, MA 01603-1709 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065070-103 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 65070/103 |
| Instrument | 60484 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 90 HEARD ST, WORCESTER, MA 01603-1709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57735-184 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 57735/184 |
| Instrument | 101629 |
| Name | CAPITAL ONE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2032 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,633.00 (+2.55%) | $348,900 (+1.87%) Land $105,500 Building $243,400 | $393,120 (+11.84%) |
| 2025 | $4,518.00 (+5.66%) | $342,500 (+14.86%) Land $99,100 Building $243,400 | $351,500 (+0.87%) |
| 2024 | $348,460 | ||
| 2023 | $4,276.00 | $298,200 Land $86,200 Building $212,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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