90 Harbor Bluff Rd, Hyannis, MA 02601 Property Records

Barnstable County and Barnstable Town City property record for 90 Harbor Bluff Rd, Hyannis, MA 02601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 1997
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Trust Names on File
Last Sale	$475,000 (Jan 1999)
Tax Bill	$13,453 (2025)
Deeds & Mortgages	Mar 2023 Refinance
Flood Zone	Zone AE (high risk)
APN	`HYAN M:325 L:118`

Property Details

APN / Parcel Number

Primary APN	`HYAN M:325 L:118`
Alternative APN	`239094`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	4,072 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	239094
Street Address	90 HARBOR BLUFF RD
City	HYANNIS
State	MA
Zip	02601-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	118
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1006
Census Tract	12502

Owner

Source: Barnstable County and Barnstable Town City records · APN HYAN M:325 L:118

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1918 E LAFAYETTE PL, 908, MILWAUKEE, WI 53202-1566
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 1999 · Amount on Record
Deed Sale	Jan 07, 1999 · Amount on Record
Prior Sale	Nov 05, 1996 · Amount on Record
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYANNIS MA
Property Address	90 HARBOR BLUFF RD, HYANNIS, MA 02601-4723
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001478110
Date	Mar 23, 2023
Instrument	1478110

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,453.00 (+5.5%)	$1,451,200 (+2.99%) Land $848,200 Building $603,000	$1,897,055
2024	$12,752.00 (+12.66%)	$1,409,100 (+19.13%) Land $848,200 Building $560,900
2023	$11,319.00	$1,182,800 Land $701,000 Building $481,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010125021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 individual policies
Nearby Flood Policies	228 units insured incl. 130 condo units
Nearby Flood Claims	42 (1978–2018)
Claims Outside the SFHA	20 of 42
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 5 claims Hurricane Bob, Aug 1991 · 19 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4020004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HYANNIS WATER SYSTEM, TOWN OF BARNSTABLE serves 35,000 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.