Warwick City property record for 90 Gulf St, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1963 |
| Lot Size | 0.199 acres (8,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Nov 2022) |
| Tax Bill | $4,059 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34809380000 |
| Primary APN | 34809380000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,681 sqft (0.199 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 141267 |
|---|---|
| Street Address | 90 GULF ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 938 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21902 |
Source: Warwick City records · APN 34809380000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 GULF ST, WARWICK, RI 02886-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Nov 07, 2022 | Warranty Deed, Transfer · FHA Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Sep 16, 2022 | Warranty Deed, Transfer |
| Aug 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2022 · Amount on Record |
| Deed Sale | Nov 07, 2022 · Amount on Record |
| Deed Document Number | 202215626 |
| Deed Book / Page | 10239 / 154 |
| Prior Transfer Date | Sep 15, 2022 |
| Prior Transfer Doc | 00010212-1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 11, 2026 |
| Property Address | 90 GULF ST, WARWICK, RI 02886-3612 |
| Document Number | 010890-130 |
| Book / Page | 10890 / 130 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20265285 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 90 GULF ST, WARWICK, RI 02886-3612 |
| Document Number | 0000005285, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 10890/130 |
| Instrument | 20265285 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2052 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Nov 07, 2022 |
| Property Address | 90 GULF ST, WARWICK, RI 02886-3612 |
| Document Number | 010239-154 |
| Book / Page | 10239 / 154 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 15626 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 90 GULF ST, WARWICK, RI 02886-3612 |
| Document Number | 0000015627 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | 15627 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 010239-166 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 10239/166 |
| Instrument | 15628 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 16, 2022 |
| Property Address | 90 GULF ST, WARWICK, RI 02886-3612 |
| Document Number | 00010212-1 |
| Book / Page | 10212 / 1 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 13289 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 90 GULF ST, WARWICK, RI 02886-3612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9337-34 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 9337/34 |
| Instrument | 11737 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,059.00 (+5.32%) | $319,600 (+17.67%) Land $104,600 Building $215,000 | |
| 2024 | $336,300 | ||
| 2023 | $3,854.00 (+12.56%) | $271,600 (+48.58%) Land $86,400 Building $185,200 | |
| 2022 | $3,424.00 | $182,800 Land $56,600 Building $126,200 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 387 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WARWICK-CITY OF serves 73,289 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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