90 Grapevine Dr, Morehead, KY 40351 Property Records

Rowan County property record for 90 Grapevine Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	0.968 acres (42,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Aug 2018)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-00 00 074.02`

Property Details

APN / Parcel Number

Primary APN	`044-00 00 074.02`
Alternative APNs	`1326` `1378` `1458`

Exterior

Lot Area	42,172 sqft (0.968 acres)

Location & Zoning

Account Number	1458
Street Address	90 GRAPEVINE DR
City	MOREHEAD
State	KY
Zip	40351-6089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #2 (1.032) PHASE 1 WESTWOOD SUBD
Legal Subdivision	WESTWOOD
Legal Phase	1
Legal Lot Number	2
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	4
Census Block	4012
Census Tract	950100

Owner

Source: Rowan County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 GRAPEVINE DR, MOREHEAD, KY 40351-6089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Aug 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Prior Sale	Sep 16, 2015 · Amount on Record
Deed Document Number	2018410856
Deed Book / Page	268 / 777
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	90 GRAPEVINE DR, MOREHEAD, KY 40351-6089
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 GRAPEVINE DR, MOREHEAD, KY 40351-6089

Mortgage

Document Number	00A473/728
Date	Sep 17, 2024
Book Page	A473/728
Instrument	2032170

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	90 GRAPEVINE DR, MOREHEAD, KY 40351-6089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A397/341
Date	Aug 14, 2018
Book Page	A397/341
Instrument	410857

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 14, 2018
Property Address	90 GRAPEVINE DR, MOREHEAD, KY 40351-6089
Document Number	00D268/777
Book / Page	D268 / 777
Map Reference	CAB2 SL29
Instrument Date	Aug 10, 2018
Instrument	410856
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 VIKING DR, 609, MOREHEAD, KY 40351-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HILLTOP DR APT 1, 1, MOREHEAD, KY 40351-0140

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (-1.81%)	$175,000 (-) Land $22,000 Building $153,000	$175,000 (-) Land $22,000 Building $153,000
2023	$1,491.00	$175,000 Land $22,000 Building $153,000	$175,000 Land $22,000 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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