90 Garner Trl, Equality, AL 36026 Property Records

Elmore County property record for 90 Garner Trl, Equality, AL 36026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,070 sqft · built 1975
Lot Size	0.631 acres (27,514 sqft)
Owner	Individual Name on Record
Tax Bill	$1,941 (2026)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-01-01-0-002-008.000`

Property Details

APN / Parcel Number

Primary APN	`06-01-01-0-002-008.000`
Alternative APN	`203210`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,514 sqft (0.631 acres)
Garage Type	Basement
Garage Area	200 sqft

Exterior Amenities

Porch	Patio
Porch Area	344 sqft
Deck Area	96 sqft
Patio Area	316 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	90 GARNER TRL
City	EQUALITY
State	AL
Zip	36026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT RI-23 LITTLE KOWALIGA CREEK #2 (9-15)
Legal Range	20E
Legal Township	20N
Legal Section	01
Legal Subdivision	LITTLE KOWALIGA CREEK
Legal Lot Number	RI-23
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2027
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9256 BRIDGE POINTE, MONTGOMERY, AL 36117-6041
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	90 GARNER TRL, EQUALITY, AL 36026
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/54819
Date	Oct 10, 2019
Book Page	2019/54819

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,941.00 (+6.82%)
2025	$1,817.00 (+6.76%)	$70,700 (+6.99%)	$867,750 (+31.35%) Land $310,560 Building $557,190
2024	$1,702.00	$66,080 (-49.99%)	$660,650 (-) Land $310,560 Building $350,090
2023	$1,702.00 (+26.83%)	$132,130 (+27.86%) Land $62,112 Building $70,018	$660,650 (+27.86%) Land $310,560 Building $350,090
2022	$1,342.00	$103,342 Land $60,302 Building $43,040	$516,710 Land $301,510 Building $215,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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