St. Johns County property record for 90 Garda Ct, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,613 sqft Living Area |
| Lot Size | 13,503 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2022) |
| Tax Bill | $12,733.00 (2025) |
| Primary APN | 023723-0060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Building Area | 3,613 sqft Living Area |
| Gross Area | 4,283 sqft Gross Area |
| 1st Floor | 2,756 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,503 sqft (0.31 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 670 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 90 GARDA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7551 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100/1-11 BEACON LAKE PHASE 2A LOT 6 OR5540/1567 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | BEACON LAKE PHASE 2A |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023723-0060
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 GARDA CT, SAINT AUGUSTINE, FL 32095-7551 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Nov 03, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Nov 03, 2020 · Amount on Record |
| Deed Doc Number | 202240419 |
| Deed Book / Page | 5540 / 1567 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 08, 2026 |
| Property Address | 90 GARDA CT, SAINT AUGUSTINE, FL 32095-7551 |
| Document Number | 0063601575 |
| Book / Page | 6360 / 1575 |
| Instrument Date | May 01, 2026 |
| Instrument | 202640042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 90 GARDA CT, SAINT AUGUSTINE, FL 32095-7551 |
| Document Number | 0000040042, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 6360/1575 |
| Instrument | 202640042 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 20, 2022 |
| Property Address | 90 GARDA CT, SAINT AUGUSTINE, FL 32095-7551 |
| Document Number | 0055401567 |
| Book / Page | 5540 / 1567 |
| Map Reference | MB 100 PG 1-11 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022040419 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,950.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 GARDA CT, ST AUGUSTINE, FL 32095-7551 |
| Name | Verified Name |
|---|---|
| Address | 90 GARDA CT, ST AUGUSTINE, FL 32095-7551 |
| Document Number | 0055401569 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 5540/1569 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 03, 2020 |
| Property Address | 90 GARDA CT, SAINT AUGUSTINE, FL 32095-7551 |
| Document Number | 0050891190 |
| Book / Page | 5089 / 1190 |
| Map Reference | MB 100 PG 1-11 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020098916 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY # 300300, 14701, JACKSONVILLE, FL 32256-3743 |
| Name | Verified Name |
|---|---|
| Address | 90 GARDA CT, SAINT AUGUSTINE, FL 32095-7551 |
| Document Number | 0050891192 |
|---|---|
| Date | Nov 03, 2020 |
| Instrument | 5089/1192 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,755 (-0.18%) Land $150,000 Building $548,755 | $698,755 (-6.42%) Land $150,000 Building $548,755 | |
| 2025 | $12,733.00 (+8.62%) Homeowner's exemption | $700,004 (+2.9%) | $746,706 (+1.51%) Land $150,000 Building $596,706 |
| 2024 | $11,722.00 (+2.79%) Homeowner's exemption | $680,276 (+3%) | $735,630 (+11.38%) Land $150,000 Building $585,630 |
| 2023 | $11,404.00 (+25.9%) Homeowner's exemption | $660,462 (+36.9%) | $660,462 (+12.37%) Land $130,000 Building $530,462 |
| 2022 | $9,058.00 Homeowner's exemption | $482,427 | $587,768 Land $100,800 Building $486,968 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 595 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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