90 Franklin Pl E, Apt 202, Lake Forest, IL 60045 Property Records

Lake County property record for 90 Franklin Pl E, Apt 202, Lake Forest, IL 60045

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,470 sqft · built 1972
Lot Size	0.019 acres (806 sqft)
Owner	Trust Name on File
Last Sale	$230,000 (Jun 2017)
Tax Bill	$5,999 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-28-108-126`

Property Details

APN / Parcel Number

Primary APN	`12-28-108-126`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	38 Units
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Other
Lot Area	806 sqft (0.019 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	90 FRANKLIN PL E, 202
City	LAKE FOREST
State	IL
Zip	60045-1234
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CRYSTAL POINT OF LAKE FOREST UNIT 202 & 2.37% INTEREST IN CO MMON ELEMENTS IN CRYSTAL POINT CONDO NO.2 PER DOCS 1553252, 5535578 LOT 6
Legal Subdivision	LAKE FOREST
Legal Lot Number	6
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1002
Census Tract	863500

Owner

90 Franklin Pl E, Apt 202 is owner-occupied and held in a trust since June 2017.

Source: Lake County records, as of April 29, 2026

Owner of Record	Trust Name on File
Mailing Address	90 FRANKLIN PL E, 202, LAKE FOREST, IL 60045-1234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Jun 21, 2017	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Deed Document Number	20177404718
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	90 FRANKLIN PL E APT 202, 202, LAKE FOREST, IL 60045-1234
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007809009
Date	Jul 16, 2021
Instrument	7809009

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	90 FRANKLIN PL E APT 202, 202, LAKE FOREST, IL 60045-1234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007458906
Date	Jan 19, 2018
Instrument	7458906

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Jun 21, 2017
Property Address	90 FRANKLIN PL E APT 202, 202, LAKE FOREST, IL 60045-1234
Document Number	0007404718
Map Reference	DOC1553252
Instrument Date	Jun 15, 2017
Instrument	7404718
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	90 FRANKLIN PL E APT 202, 202, LAKE FOREST, IL 60045-1234

Mortgage

Document Number	0007404719
Date	Jun 21, 2017
Instrument	7404719

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,435 Land $5,089 Building $107,346	$337,339 Land $15,269 Building $322,070
2024	$5,999.00 (+12.61%)
2023	$5,327.00 (+2.9%)	$99,861 (+5.97%) Land $4,520 Building $95,341	$299,613 (+5.97%) Land $13,561 Building $286,052
2022	$5,177.00	$94,239 Land $4,266 Building $89,973	$282,745 Land $12,799 Building $269,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 90 Franklin Pl E, Apt 202 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 90 Franklin Pl E, Apt 202 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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