90 Elm St, Tryon, NC 28782 Property Records

Polk County property record for 90 Elm St, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1930
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2021)
Tax Bill	$418 (2026)
Deeds & Mortgages	Aug 2021 Sale Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`T4-A44`

Property Details

APN / Parcel Number

Primary APN	`T4-A44`
Alternative APN	`54924`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,260 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54924
Street Address	90 ELM ST
City	TRYON
State	NC
Zip	28782-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	T4, 0T51 TRYON AREA 51
Legal Subdivision	TRYON AREA 51
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3010
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 ELM ST, TRYON, NC 28782-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer
Mar 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Book / Page	462 / 1218
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 24, 2021
Property Address	90 ELM ST, TRYON, NC 28782-3140
Document Number	462/1218
Book / Page	462 / 1218
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 N COUNTRY RD, 103, SHOREHAM, NY 11786-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 ELM ST, TRYON, NC 28782-3140

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 29, 2017
Property Address	90 ELM ST, TRYON, NC 28782-3140
Document Number	00425/1714
Book / Page	425 / 1714
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 81, ORANGEBURG, SC 29116-0081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6772, HENDERSONVILLE, NC 28793-6772

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$418.00	$90,379 (-) Land $13,500 Building $76,879	$90,379 (-) Land $13,500 Building $76,879
2025	$418.00 (+16.11%)	$90,379 (+43.62%) Land $13,500 Building $76,879	$90,379 (+43.62%) Land $13,500 Building $76,879
2023	$360.00	$62,931 Land $12,000 Building $50,931
2021			$62,931 Land $12,000 Building $50,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures