90 Ellis Ave, Troy, MO 63379 Property Records

Lincoln County property record for 90 Ellis Ave, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1920
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on Record
Tax Bill	$955 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-003-001-027.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-003-001-027.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,987 sqft (0.367 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	90 ELLIS AVE
City	TROY
State	MO
Zip	63379-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 200' LOT 11 CREECH ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	CREECH ADDITION
Legal Lot Number	11
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5027
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 ELLIS AVE, TROY, MO 63379-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Aug 24, 2022	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 20, 2016
Transfer Doc	0000008083
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 24, 2022
Property Address	90 ELLIS AVE, TROY, MO 63379-1150
Document Number	002482/967
Book / Page	2482 / 967
Map Reference	MB 2 PG 7
Instrument Date	Aug 16, 2022
Instrument	2022008730
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 ELLIS AVE, 90, TROY, MO 63379-1150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 ELLIS AVE, TROY, MO 63379-1150

Mortgage

Document Number	2022008731
Date	Aug 24, 2022
Instrument	2022008731

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Aug 24, 2022
Property Address	90 ELLIS AVE, TROY, MO 63379-1150
Document Number	002482/964
Book / Page	2482 / 964
Map Reference	MB 2 PG 7
Instrument Date	Aug 16, 2022
Instrument	2022008727
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 ELLIS AVE, 90, TROY, MO 63379-1150

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022008732
Date	Aug 24, 2022
Instrument	2022008732

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,200 (-) Land $2,485 Building $12,715
2025	$955.00 (+11.18%)	$15,200 (+12.45%) Land $2,485 Building $12,715	$80,000 (+12.45%) Land $13,080 Building $66,920
2023	$859.00 (+6.97%)	$13,517 Land $1,657 Building $11,860	$71,140 Land $8,720 Building $62,420
2022	$803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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