90 Ellen Ln, London, KY 40744 Property Records

Laurel County property record for 90 Ellen Ln, London, KY 40744

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,168 sqft · built 1993
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$184,900 (Apr 2017)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`090-00-00-095.00`

Property Details

APN / Parcel Number

Primary APN	`090-00-00-095.00`
Alternative APNs	`334659` `59413`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	360 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	275 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	334659
Street Address	90 ELLEN LN
City	LONDON
State	KY
Zip	40744-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	REED VALLEY ESTATES PT #7 & HOUSE & BLDG
Legal Subdivision	REED VALLEY ESTATES
Legal Lot Number	7
Jurisdiction	LAUREL KY
Township / Civil Division	KEAVY
Census Block Group	2
Census Block	2000
Census Tract	971103

Owner

Source: Laurel County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	90 ELLEN LN, LONDON, KY 40744-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Apr 13, 2017	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Deed Document Number	2017533101
Deed Book / Page	730 / 797
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	D717/717
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUREL KY
Recording Date	Aug 7, 2026
Property Address	90 ELLEN LN, LONDON, KY 40744-9793
Document Number	0000664662
Book / Page	1472 / 490
Instrument Date	Aug 4, 2026
Instrument	2026664662
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000664662,
Date	Aug 7, 2026
Book Page	1472/490
Instrument	2026664662

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUREL KY
Recording Date	Apr 13, 2017
Property Address	90 ELLEN LN, LONDON, KY 40744-9793
Document Number	D730/797
Book / Page	D730 / 797
Map Reference	DB 412 PG 636
Instrument Date	Apr 11, 2017
Instrument	533101
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 ELLEN LN, 90, LONDON, KY 40744-9793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 LAUREL LAKE RD N, LONDON, KY 40744-8884

Tax Assessment & Valuation

Source: Laurel County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Laurel County
Unified School District	Laurel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,999.00 (+27%)	$257,000 (+29.15%) Land $20,000 Building $237,000	$257,000 (+29.15%) Land $20,000 Building $237,000
2023	$1,574.00	$199,000	$199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 90% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAUREL WATER ASSOC INC private · serves 14,878 people · EPA ID KY0630451
Water Source	Purchased surface water from WOOD CREEK WATER DISTRICT
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: Zetalink.

Cell Coverage

5G (outdoors only) and 4G LTE

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