Barnstable County and Barnstable Town City property record for 90 East Ln, Cotuit, MA 02635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,672 sqft · built 1996 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,042,000 (Aug 2018) |
| Tax Bill | $14,381 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:037 L:018 |
| Primary APN | COTU M:037 L:018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 7,410 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22200 |
|---|---|
| Street Address | 90 EAST LN |
| City | COTUIT |
| State | MA |
| Zip | 02635-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 18 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 90 EAST LN, COTUIT, MA 02635-3110 |
| Owner Type | Company |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Aug 1, 2018 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on File |
| Deed Sale | Aug 1, 2018 · Amount on File |
| Prior Sale | Oct 18, 1995 · Amount on File |
| Deed Document Number | 201837533 |
| Deed Book / Page | 31441 / 278 |
| Last Transfer Date | Mar 11, 2025 |
| Transfer Doc | 0000009684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTUIT MA |
| Recording Date | Sep 1, 2026 |
| Property Address | 90 EAST LN, COTUIT, MA 02635-3110 |
| Document Number | 0000036446 |
| Book / Page | 37832 / 60 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202636446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000036446, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 37832/60 |
| Instrument | 202636446 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTUIT MA |
| Property Address | 90 EAST LN, COTUIT, MA 02635-3110 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035158-328 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 35158/328 |
| Instrument | 28217 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Aug 1, 2018 |
| Property Address | 90 EAST LN, COTUIT, MA 02635-3110 |
| Document Number | 31441-278 |
| Book / Page | 031441 / 000278 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 37533 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,939.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 EAST LN COTUIT MA 026353110, COTUIT, MA 02635-3110 |
| Document Number | 31441-280 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 031441/000280 |
| Instrument | 37534 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,381.00 (+12.85%) | $1,722,300 (+6.51%) Land $386,900 Building $1,335,400 | $1,561,325 |
| 2024 | $12,743.00 (+4.32%) | $1,617,100 (+10.81%) Land $386,900 Building $1,230,200 | |
| 2023 | $12,215.00 | $1,459,400 Land $359,700 Building $1,099,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1991–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1997 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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