Branch County property record for 90 E Pierce St, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,232 sqft |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Dec 2023) |
| Tax Bill | $2,414 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-380-00 |
| Primary APN | 302-000-000-380-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,232 sqft Building Perimeter |
| 1st Floor Area | 682 sqft |
| Basement Area | 249 sqft |
| Unfinished Basement | 249 sqft |
| Lot Area | 3,485 sqft (0.08 acres) |
|---|---|
| Garage Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 90 E PIERCE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT PT ON S LI PIERCE ST 255 FT W OF W LI MORSE ST TH S 74 FT 3 IN TH W 49 FT TH N TO S LI PIERCE ST TH E TO POB |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 951500 |
Source: Branch County records · APN 302-000-000-380-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 E PIERCE ST, COLDWATER, MI 49036-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VALON MORTGAGE INC |
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Jan 19, 2002 · Amount on Record |
| Deed Document Number | 20236758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 90 E PIERCE ST, COLDWATER, MI 49036-1441 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 90 E PIERCE ST, COLDWATER, MI 49036-1441 |
| Document Number | 0202500519 |
|---|---|
| Date | Jan 27, 2025 |
| Instrument | 2025-00519 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 14647 S 50TH ST # A-150, PHOENIX, AZ 85044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 18, 2023 |
| Property Address | 90 E PIERCE ST, COLDWATER, MI 49036-1441 |
| Document Number | 0202306758 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023-06758 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 299 E GIRARD RD, COLDWATER, MI 49036-8604 |
| Name | Verified Name |
|---|---|
| Address | 6402 OLD TRAIL RD, FORT WAYNE, IN 46809-2340 |
| Document Number | 0202306759 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023-06759 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,200 (+10.15%) | $132,400 (+10.15%) | |
| 2025 | $2,414.00 (-1.23%) | $60,100 (+25.34%) | $120,200 (+25.34%) |
| 2024 | $2,444.00 | ||
| 2023 | $47,950 | $95,900 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239515001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010, rainfall accumulation |
| Wildfire Risk | Low above 1% of the US · above 2% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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