90 E Lighthouse Walk, Ocean Beach, NY 11770 Property Records

Suffolk County and Islip Town property record for 90 E Lighthouse Walk, Ocean Beach, NY 11770

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,280 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Feb 2022)
Tax Bill	$7,129 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`472889 491.-1-22`

Property Details

APN / Parcel Number

Primary APN	`472889 491.-1-22`
Alternative APNs	`0500-491.00-01.00-022.000` `288949100000010220000000` `472800967890` `720410`

Interior

Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	720410
Street Address	90 E LIGHTHOUSE WLK
State	NY
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	BAA
Legal Description	X2220412Y150671 N H00000000
Legal Subdivision	MAP OF LIGHTHOUSE SHORE INC SECTION TWO
Legal Block	1000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1086
Census Tract	147004

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	871 WOLCOTT AVE, BEACON, NY 12508-3737
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Deed Book / Page	13144 / 882
Prior Transfer Date	Nov 13, 2013
Prior Transfer Doc	0127530929
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 28, 2022
Property Address	90 E LIGHTHOUSE WALK, OCEAN BEACH, NY 11770
Document Number	0131440882
Book / Page	13144 / 882
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	871 WOLCOTT AVE, BEACON, NY 12508-3737

Mortgage

Document Number	0023387116
Date	Feb 28, 2022
Instrument	23387/116

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Fire Island Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,800 (-) Land $48,000 Building $28,800	$1,081,690 (-) Land $676,056 Building $405,634
2024	$7,129.00		$1,081,690 (+2.54%) Land $676,056 Building $405,634
2023		$76,800 Land $48,000 Building $28,800	$1,054,945 Land $659,341 Building $395,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,496 individual policies
Nearby Flood Policies	1,524 units insured incl. 28 condo units
Nearby Flood Claims	2,663 (1978–2025)
Claims Outside the SFHA	22 of 2,663
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 1,431 claims Severe Blizzard, Mar 1993 · 87 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 307 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30