90 E Cedar Bend Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 90 E Cedar Bend Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Vacant Land
Lot Size	0.094 acres (4,077 sqft)
Owner	2 Company Names on Record
Last Sale	$589,000 (Feb 2024)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Jul 2024 Transfer Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-3S-20-34350-004-0050`

Property Details

APN / Parcel Number

Primary APN	`02-3S-20-34350-004-0050`
Alternative APNs	`02-320-34350-004-0050` `1004002`

Exterior

Lot Area	4,077 sqft (0.094 acres)
Lot Dimensions	80 ft deep x 51 ft wide

Location & Zoning

Street Address	90 E CEDAR BEND RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-7560
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	TND
Legal Description	LOT 5 BLK 4 DRAPER LAKE S/D PB 16-7 OR 2625-1551 OR 2921-3123 OR 2952-1537 OR 2982-2199 OR 3172-3441 OR 3231-3615 OR 3314-1904 OR 3329-2674
Legal Range	020
Legal Township	03S
Legal Section	02
Legal Subdivision	DRAPER LAKE
Legal Block	4
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1034
Census Tract	950606

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1700 SHADES PARK DR, BIRMINGHAM, AL 35209-5430
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2024	Warranty Deed, Transfer AQUA TITLE SERVICES
Dec 28, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 9, 2020	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	20243442
Deed Book / Page	3314 / 1904
Last Transfer Date	Jun 28, 2024
Transfer Doc	0033292674
Record Updated	Jun 8, 2026

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jul 2, 2024
Property Address	90 E CEDAR BEND RD, SANTA ROSA BEACH, FL 32459-7560
Document Number	0033292674
Book / Page	3329 / 2674
Map Reference	MB 16 PG 7
Instrument Date	Jun 28, 2024
Instrument	20240023469
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 SHADES PARK DR, BIRMINGHAM, AL 35209-5430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1700 SHADES PARK DR, BIRMINGHAM, AL 35209-5430

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 1, 2024
Property Address	90 E CEDAR BEND RD, SANTA ROSA BEACH, FL 32459-7560
Document Number	0033141904
Book / Page	3314 / 1904
Map Reference	MB 16 PG 7
Instrument Date	Feb 1, 2024
Instrument	20240003442
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$4,123.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1729 ADOLPHUS AVE NE, ATLANTA, GA 30307-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 SHADES PARK DR, BIRMINGHAM, AL 35209-5430

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2021
Property Address	90 E CEDAR BEND RD, SANTA ROSA BEACH, FL 32459-7560
Document Number	0032313615
Book / Page	3231 / 3615
Map Reference	MB 16 PG 7
Instrument Date	Dec 28, 2021
Instrument	20210064120
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4490 WALNUT GROVE RD, MEMPHIS, TN 38117-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1729 ADOLPHUS AVE NE, ATLANTA, GA 30307-2201

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 9, 2020
Property Address	SANTA ROSA BEACH, FL 32459
Document Number	0031723442
Book / Page	003172 / 003442
Instrument Date	Dec 4, 2020
Instrument	50571
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4490 WALNUT GROVE RD MEMPHIS TN 381172412, MEMPHIS, TN 38117-2412

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,337.00 (-24.77%)	$480,000 (-30.43%) Land $480,000	$480,000 (-30.43%) Land $480,000
2024	$5,765.00 (+5.22%)
2023	$5,479.00 (+23.51%)	$690,000 (+44.14%) Land $690,000	$690,000 (+44.14%) Land $690,000
2022	$4,436.00	$478,700 Land $478,700	$478,700 Land $478,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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