90 E Buffalo Rd, Pleasant Shade, TN 37145 Property Records

Smith County property record for 90 E Buffalo Rd, Pleasant Shade, TN 37145

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,082 sqft · built 1979
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Jul 2020)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-010.01`

Property Details

APN / Parcel Number

Primary APN	`028-010.01`
Alternative APNs	`2302802801001` `080028 01001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,082 sqft Living Area
1st Floor Area	2,082 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	69,260 sqft (1.59 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Patio Area	160 sqft
Gazebo	1 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	90 E BUFFALO RD
City	PLEASANT SHADE
State	TN
Zip	37145-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOUNDARY DEED
Jurisdiction	SMITH TN
Township / Civil Division	1
Census Block Group	2
Census Block	2040
Census Tract	975000

Owner

90 E Buffalo Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Smith County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 E BUFFALO RD, PLEASANT SHADE, TN 37145-3017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Apr 8, 2022	Intrafamily Transfer, Transfer
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Apr 18, 2019 · Amount on File
Deed Document Number	20201994
Deed Book / Page	379 / 434
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Recording Date	Aug 14, 2026
Property Address	90 E BUFFALO RD, PLEASANT SHADE, TN 37145-3017
Document Number	0000002585
Book / Page	517 / 623
Instrument Date	Aug 6, 2026
Instrument	20262585
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002585,
Date	Aug 14, 2026
Book Page	517/623
Instrument	20262585

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMITH TN
Recording Date	Apr 8, 2022
Property Address	90 E BUFFALO RD, PLEASANT SHADE, TN 37145-3017
Document Number	0000425367
Book / Page	425 / 367
Instrument Date	Apr 8, 2022
Instrument	22001272
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 REECE HOLLOW RD, CARTHAGE, TN 37030-2333

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Jul 6, 2020
Property Address	90 E BUFFALO RD, PLEASANT SHADE, TN 37145-3017
Document Number	0000379434
Book / Page	379 / 434
Instrument Date	Jun 25, 2020
Instrument	20001994
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E BUFFALO RD, PLEASANT SHADE, TN 37145-3017

Mortgage

Document Number	0020001995
Date	Jul 6, 2020
Instrument	20001995

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Apr 18, 2019
Property Address	90 E BUFFALO RD, PLEASANT SHADE, TN 37145-3017
Document Number	0000355326
Book / Page	355 / 326
Instrument Date	Apr 18, 2019
Instrument	19001105
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E BUFFALO RD, PLEASANT SHADE, TN 37145-3017

Mortgage

Document Number	0019001106
Date	Apr 18, 2019
Instrument	19001106

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 90 E Buffalo Rd was $1,154.

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00	$66,575 Land $3,200 Building $63,375	$266,300 Land $12,800 Building $253,500
2023		$66,575 (-) Land $3,200 Building $63,375
2022		$66,575 Land $3,200 Building $63,375	$266,300 Land $12,800 Building $253,500
2019	$1,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 90 E Buffalo Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2010–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 E Buffalo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORDELL HULL UTILITY DISTRICT serves 3,220 people · EPA ID TN0000096
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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