Worcester County and Gardner City property record for 90 E Broadway, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,448 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $224,900 (2019) |
| Tax Bill | $46.00 (2025) |
Source: Worcester County and Gardner City records · APN GARD M:R12 B:4 L:42
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 E BROADWAY, GARDNER, MA 01440-3340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment DISCOVER BANK |
| Jun 07, 2019 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES LLC |
| Feb 27, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Book / Page | 60515 / 347 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 90 E BROADWAY, GARDNER, MA 01440-3340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070103-168 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 70103/168 |
| Instrument | 3910 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 07, 2019 |
| Property Address | 90 E BROADWAY, GARDNER, MA 01440-3340 |
| Document Number | 60515-347 |
| Book / Page | 60515 / 347 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 52176 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 E BROADWAY, GARDNER, MA 01440-3340 |
| Document Number | 52177 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 52177 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Feb 27, 2017 |
| Property Address | 90 E BROADWAY, GARDNER, MA 01440-3340 |
| Document Number | 56787-17 |
| Book / Page | 056787 / 000017 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 20368 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.74 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 PARKER ST #2 GARDNER MA 014403769, 2, GARDNER, MA 01440-3769 |
| Document Number | 56787-19 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 056787/000019 |
| Instrument | 20369 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46.00 (-98.96%) | $326,600 (+10.49%) Land $69,800 Building $256,800 | $372,590 |
| 2024 | $4,431.00 (+5.98%) | $295,600 (+14.04%) Land $63,500 Building $232,100 | |
| 2023 | $4,181.00 | $259,200 Land $62,600 Building $196,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GARD M:R12 B:4 L:42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 5,215 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 90 E BROADWAY |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 42 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 707100 |
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