Pinellas County property record for 90 Cypress Pl, Oldsmar, FL 34677
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 1976 |
| Lot Size | 0.079 acres (3,426 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jun 2023) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | C62-000-759-0979-6 |
| Primary APN | C62-000-759-0979-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 3,426 sqft (0.079 acres) |
| Lot Dimensions | 147 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R98163 |
|---|---|
| Street Address | 90 CYPRESS PL |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-2301 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RPD5 |
| Legal Description | EAST LAKE WOODLANDS CLUSTER HOMES-UNIT ONE LOT 9 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 9 |
| Legal Subdivision | EAST LAKE WOODLANDS |
| Legal Tract | 23926 |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27326 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 CYPRESS PL, OLDSMAR, FL 34677-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Nov 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Nov 5, 2021 · Amount on Record |
| Deed Document Number | 2023171295 |
| Deed Book / Page | 22491 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 90 CYPRESS PL, OLDSMAR, FL 34677-2301 |
| Document Number | 0224910037 |
| Book / Page | 22491 / 37 |
| Map Reference | MB 65 PG 52-54 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023171295 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1635 CASTLEWOOD LN, PALM HARBOR, FL 34683-6106 |
| Name | Verified Name |
|---|---|
| Address | 90 CYPRESS PL, OLDSMAR, FL 34677-2301 |
| Document Number | 0002249139 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 22491/39 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 5, 2021 |
| Property Address | 90 CYPRESS PL, OLDSMAR, FL 34677-2301 |
| Document Number | 0217940853 |
| Book / Page | 21794 / 853 |
| Map Reference | MB 65 PG 52-54 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021362118 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | STAR TITLE PARTNERS/PALM HARBOR, STAR TTL PARTNERS OF PALM HA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4889 EDGEWATER LN, 4889, OLDSMAR, FL 34677-6341 |
| Name | Verified Name |
|---|---|
| Address | 20 NYODA TRL, TABERNACLE, NJ 08088-9005 |
| Document Number | 21794855 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 21794/855 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,858.00 (-44.32%) Homeowner's exemption | $137,329 (-37.86%) | $249,676 (-1.94%) Building $249,676 |
| 2023 | $3,337.00 (-16.41%) Homeowner's exemption | $221,000 (+3%) | $254,607 (+18.66%) Building $254,607 |
| 2022 | $3,992.00 | $214,563 | $214,563 Building $214,563 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 299 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 299 in force |
| Nearby Flood Claims | 38 (1979–2024) |
| Claims Outside the SFHA | 5 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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