90 Currell Cove Ln, White Stone, VA 22578 Property Records

Lancaster County property record for 90 Currell Cove Ln, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,662 sqft · built 2007
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$629,000 (Oct 2016)
Tax Bill	$48 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`34 30B`

Property Details

APN / Parcel Number

Primary APN	`34 30B`
Alternative APN	`10788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,662 sqft Living Area
Gross Area	5,456 sqft
1st Floor Area	3,362 sqft
Basement Area	1,962 sqft
Finished Basement	1,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	136 sqft
Boat Access	Boat Access
Boat House	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10788
Street Address	90 CURRELL COVE LN
City	WHITE STONE
State	VA
Zip	22578-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E BRANCH CARTERS CREEK 1.37 AC LR16/1764 P#0647
Legal Subdivision	CARTERS CREEK
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	1
Census Block	1009
Census Tract	30301

Owner

90 Currell Cove Ln is owned by an individual who bought it in October 2016.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3418 BLANDFORD WAY, DAVIDSONVILLE, MD 21035-2443
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2016 · Amount on File
Deed Sale	Oct 7, 2016 · Amount on File
Prior Sale	Mar 8, 2007 · Amount on File
Deed Document Number	20161764
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	90 CURRELL COVE LN, WHITE STONE, VA 22578
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001543
Date	Jun 15, 2022
Instrument	220001543

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2052

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	90 CURRELL COVE LN, WHITE STONE, VA 22578
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000323
Date	Feb 3, 2021
Instrument	210000323

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 90 Currell Cove Ln was $48.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48.00	$877,900 Land $261,900 Building $616,000	$877,900 Land $261,900 Building $616,000
2023	$3,753.00	$595,800 Land $201,900 Building $393,900	$595,800 Land $201,900 Building $393,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Currell Cove Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Currell Cove Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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