90 Cherry Ln, Perryville, MD 21903 Property Records

Cecil County property record for 90 Cherry Ln, Perryville, MD 21903

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 2007
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,825 (Sep 2015)
Tax Bill	$3,710 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-058910`

Property Details

APN / Parcel Number

Primary APN	`05-058910`
Alternative APNs	`5058910` `058910`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Waterfront
Garage Type	Basement
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	058910
Street Address	90 CHERRY LN
City	PERRYVILLE
State	MD
Zip	21903-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 33 - .1722 ACRE 90 CHERRY LANE RIVERSIDE BEACH
Legal Subdivision	PROPERTY OF JOSEPH J BABEC
Legal Lot Number	33
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	2
Census Block	2046
Census Tract	30907

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 CHERRY LN, PERRYVILLE, MD 21903-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage APPLE FCU
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Prior Sale	Jan 15, 2008
Deed Book / Page	3782 / 114
Prior Transfer Date	Nov 13, 2009
Prior Transfer Doc	0027520257
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	90 CHERRY LN, PERRYVILLE, MD 21903-2036
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	CHAMPION TITLE, CHAMPIONS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 CHERRY LN, PERRYVILLE, MD 21903-2036

Mortgage

Document Number	0056780078
Date	Sep 26, 2025
Book Page	5678/78

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2030

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	90 CHERRY LN, PERRYVILLE, MD 21903-2036
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045780293
Date	Apr 6, 2020
Book Page	4578/293

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Index	6-Month LIBOR

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	90 CHERRY LN, PERRYVILLE, MD 21903-2036
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	IN HOUSE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048300002
Date	Mar 24, 2021
Book Page	4830/2

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,710.00 (-2.75%) Homeowner's exemption	$358,100 (+5.45%) Land $127,400 Building $230,700	$358,100 (-) Land $127,400 Building $230,700
2025	$3,815.00 (+33.34%) Homeowner's exemption	$339,600 (+12.23%)	$358,100 (+18.34%) Land $127,400 Building $230,700
2023	$2,861.00 Homeowner's exemption	$302,600 Land $127,400 Building $175,200	$302,600 Land $127,400 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2012–2026)
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPENTERS POINT WATER CO. private · serves 400 people · EPA ID MD0070003
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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