90 Cedar St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 90 Cedar St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,472 sqft · built 1974
Lot Size	2.23 acres (97,500 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Oct 2020)
Tax Bill	$14,023 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0021`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0021`
Alternative APNs	`WENH M:25 L:21` `992`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,472 sqft Living Area
Gross Area	4,528 sqft
Basement Area	1,775 sqft
Unfinished Basement	710 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,500 sqft (2.23 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	992
Street Address	90 CEDAR ST
City	WENHAM
State	MA
Zip	01984-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	21
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2019
Census Tract	216100

Owner

90 Cedar St is owned and occupied by two individuals who bought it in October 2020.

Source: Essex County and Wenham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 CEDAR ST, WENHAM, MA 01984-1535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Jun 26, 2007 · Amount on File
Deed Book / Page	39089 / 565
Prior Transfer Date	Oct 7, 2020
Prior Transfer Doc	39089-565
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Oct 22, 2020
Property Address	90 CEDAR ST, WENHAM, MA 01984-1535
Document Number	39089-565
Book / Page	39089 / 565
Instrument Date	Oct 7, 2020
Instrument	20201022004880
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	90 CEDAR ST, WENHAM, MA 01984-1535

Mortgage

Document Number	201022004890
Date	Oct 22, 2020
Instrument	201022004890

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 90 Cedar St was $14,023, up 3.5% from the year before.

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,023.00 (+3.5%)	$877,000 (+0.58%) Land $440,100 Building $436,900	$1,081,109 (+11.46%)
2025	$13,549.00	$871,900 Land $460,800 Building $411,100	$969,950
2023	$13,085.00	$754,200 Land $436,100 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Cedar St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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