90 Cedar St, Gallipolis, OH 45631 Property Records

Gallia County property record for 90 Cedar St, Gallipolis, OH 45631

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.093 acres (4,042 sqft)
Owner	Individual Name on Record
Tax Bill	$132 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`00701804000`

Property Details

APN / Parcel Number

Primary APN	`00701804000`

Exterior

Lot Area	4,042 sqft (0.093 acres)
Lot Dimensions	94 ft deep x 43 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	90 CEDAR ST
City	GALLIPOLIS
State	OH
Zip	45631-1242
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	L 233 B 37 CITY S 1/2 CEDAR ST V655 P560
Legal Tract	4
Legal Block	37
Legal Lot Number	233
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	3
Census Block	3009
Census Tract	954000

Owner

Source: Gallia County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1955 BRONX CORNER RD, RAY, OH 45672-9629
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Dec 1, 2023	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2004
Deed Sale	Jan 14, 2004
Prior Sale	Aug 1, 1987 · Amount on Record
Deed Book / Page	358 / 561
Last Transfer Date	Feb 1, 2006
Transfer Doc	000368/146
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	90 CEDAR ST, GALLIPOLIS, OH 45631-1242
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000757/459
Date	Feb 20, 2026
Book Page	757/459
Instrument	2026-00000546

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Dec 1, 2023
Property Address	90 CEDAR ST, GALLIPOLIS, OH 45631-1242
Document Number	000712/819
Book / Page	712 / 819
Instrument Date	Nov 20, 2023
Instrument	23-00003171
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$132.00 (-7.69%)	$3,660 (-) Land $3,660
2024			$10,450 (-) Land $10,450
2023	$143.00 (+21.19%)	$3,660 (+18.45%) Land $3,660	$10,450 (+18.21%) Land $10,450
2022	$118.00	$3,090 Land $3,090
2020			$8,840 Land $8,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	May 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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