90 Cambridge St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 90 Cambridge St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1896
Lot Size	0.178 acres (7,775 sqft)
Owner	Individual Name on Record
Last Sale	$290,500 (Mar 2026)
Tax Bill	$1,925 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02270 P:0018`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02270 P:0018`
Alternative APN	`22700018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	646 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Colonial
Exterior Material	Other
Lot Area	7,775 sqft (0.178 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	22700018
Street Address	90 CAMBRIDGE ST
City	SPRINGFIELD
State	MA
Zip	01109-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	801401

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage MASSACHUSETTS HOUSING PARTNERSHIP FUND
Mar 6, 2026	Quit Claim Deed, Transfer PEOPLESBANK (HOLYOKE MA)
Apr 30, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RCN CAPITAL LLC
Jun 21, 2019	Quit Claim Deed, Transfer COREVEST AMERICAN FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Apr 30, 2025 · Amount on Record
Deed Book / Page	26242 / 600
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	90 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3004
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026243-25
Date	Mar 6, 2026
Book Page	26243/25
Instrument	9701

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Amount	Amount Recorded

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 6, 2026
Property Address	90 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3004
Document Number	026242-600
Book / Page	26242 / 600
Instrument Date	Mar 6, 2026
Instrument	9698
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3004

Mortgage

Document Number	0000009699
Date	Mar 6, 2026
Instrument	9699

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0026243-15
Date	Mar 6, 2026
Book Page	26243/15
Instrument	9700

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Amount	Amount Recorded

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 30, 2025
Property Address	90 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3004
Document Number	025843-589
Book / Page	25843 / 589
Instrument Date	Apr 29, 2025
Instrument	18654
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SAVOY AVE, SPRINGFIELD, MA 01104-2062

Mortgage

Document Number	0000018655
Date	Apr 30, 2025
Instrument	18655

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 21, 2019
Property Address	90 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3004
Document Number	22722-319
Book / Page	022722 / 000319
Instrument Date	Jun 11, 2019
Instrument	33696
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,577.07
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 CHESTNUT RIDGE RD #310 CHESTNUT RIDGE NY 109776222, 310, CHESTNUT RIDGE, NY 10977-6222
Investor	Possibly a Property Investor

Mortgage

Document Number	22722-330
Date	Jun 21, 2019
Book Page	022722/000330
Instrument	33698

Lender

Name	COREVEST AMERICAN FIN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,925.00 (-13.83%)	$124,500 (-12.63%) Land $31,500 Building $93,000	$278,173 (+125.76%)
2025	$2,234.00 (+20.63%)	$142,500 (+31.22%) Land $31,500 Building $111,000	$123,215 (-43.83%)
2024			$219,355
2023	$1,852.00	$108,600 Land $28,700 Building $79,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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