90 Brandywine Ln, Morehead, KY 40351 Property Records

Rowan County property record for 90 Brandywine Ln, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$305,000 (Oct 2025)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Oct 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-00 00 036.15`

Property Details

APN / Parcel Number

Primary APN	`019-00 00 036.15`
Alternative APNs	`3923` `3944` `4156`

Location & Zoning

Account Number	4156
Street Address	90 BRANDYWINE LN
City	MOREHEAD
State	KY
Zip	40351-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6D BRANDYWINE/ONE STORY W/BONUS ROOM ABOVE GARAGE
Legal Lot Number	6D
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950202

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	90 BRANDYWINE LN, MOREHEAD, KY 40351-6307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH FEDERAL CREDIT UNION
Oct 7, 2025	Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON
Jan 22, 2021	Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	2041140
Deed Book / Page	D297 / 226
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	90 BRANDYWINE LN, MOREHEAD, KY 40351-6307
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A478/858
Date	Mar 6, 2025
Book Page	A478/858
Instrument	2035452

Lender

Name	COMMONWEALTH FEDERAL CREDIT UNION
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 7, 2025
Property Address	90 BRANDYWINE LN, MOREHEAD, KY 40351-6307
Document Number	00D297/226
Book / Page	D297 / 226
Map Reference	CAB 2 SL 377
Instrument Date	Sep 15, 2025
Instrument	2041140
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 RICE LN, MOREHEAD, KY 40351-8990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BRANDYWINE LN, MOREHEAD, KY 40351-6307

Mortgage

Document Number	0002041141
Date	Oct 7, 2025
Instrument	2041141

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Mar 15, 2026

January 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 22, 2021
Property Address	90 BRANDYWINE LN, MOREHEAD, KY 40351-6307
Document Number	00D278/356
Book / Page	D278 / 356
Map Reference	CAB 2 SL 377
Instrument Date	Jan 20, 2021
Instrument	2008036
Transaction Type	Construction Loan
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 RICE RD, MOREHEAD, KY 40351-9253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 JONATHAN PATH, GEORGETOWN, KY 40324-7300
Investor	Possibly a Property Investor

Mortgage

Document Number	0002008037
Date	Jan 22, 2021
Instrument	2008037

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2022

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,799.00 (-1.75%)	$215,000 (-) Land $25,000 Building $190,000	$215,000 (-) Land $25,000 Building $190,000
2023	$1,831.00	$215,000 Land $25,000 Building $190,000	$215,000 Land $25,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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