90 Borders St, Jefferson, GA 30549 Property Records

Jackson County property record for 90 Borders St, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,112 sqft · built 2018
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2019)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`J08 005A`

Property Details

APN / Parcel Number

Primary APN	`J08 005A`
Alternative APN	`10656`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,112 sqft Heated Area
1st Floor Area	2,112 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	345 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10656
Street Address	90 BORDERS ST
City	JEFFERSON
State	GA
Zip	30549-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.658 ACRE TRACT 3 PLAT BK 71 PG 412
Legal Subdivision	TRACT 3
Legal Tract	3
Legal Block	71
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2000
Census Tract	10706

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson Historic District listed 2003 · 187 contributing resources · NRIS 03000137

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN CAPITAL MORTGAGE GROUP
Mar 10, 2021	Warranty Deed, Transfer
Apr 26, 2019	Quit Claim Deed, Transfer ACOPIA
Apr 26, 2019	Grant Deed, Transfer · Conventional with PMI ACOPIA
Mar 7, 2018	Warranty Deed, Construction Loan · Construction Mortgage SMITTY'S INVS LLC
Oct 24, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	20191346
Deed Book / Page	84H / 155
Last Transfer Date	Mar 10, 2021
Transfer Doc	00095S0336
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BORDERS ST, JEFFERSON, GA 30549-1326

Mortgage

Document Number	00095S0000000338
Date	May 4, 2021
Book Page	000000095S/0000000338

Lender

Name	SOUTHERN CAPITAL MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 10, 2021
Property Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Document Number	00095S0336
Book / Page	95S / 336
Instrument Date	Mar 10, 2021
Instrument	2021-001917
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Investor	Possibly a Property Investor

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 26, 2019
Property Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Document Number	00084H0170
Book / Page	00084H / 000170
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 BORDERS ST JEFFERSON GA 305491326, JEFFERSON, GA 30549-1326

Mortgage

Document Number	84H0157
Date	Apr 26, 2019
Book Page	00084H/000157

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 26, 2019
Property Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Document Number	00084H0155
Book / Page	00084H / 000155
Instrument Date	Apr 22, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 BORDERS ST JEFFERSON GA 305491326, JEFFERSON, GA 30549-1326

Mortgage

Document Number	84H0157
Date	Apr 26, 2019
Book Page	00084H/000157

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 7, 2018
Property Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Document Number	00079Y0243
Book / Page	00079Y / 000243
Instrument Date	Mar 5, 2018
Transaction Type	Construction Loan
Record Updated	Mar 29, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	79Y0244
Date	Mar 7, 2018
Book Page	00079Y/000244

Lender

Name	SMITTY'S INVS LLC
Address	ALPHARETTA, GA 30004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 6, 2019

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 24, 2017
Property Address	90 BORDERS ST, JEFFERSON, GA 30549-1326
Document Number	00078R0615
Book / Page	00078R / 000615
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Jefferson City
Unified School District	Jefferson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,000 (-) Land $30,000 Building $152,000	$455,000 (-) Land $75,000 Building $380,000
2025	$4,982.00 (-0.4%) Homeowner's exemption	$182,000 (-) Land $30,000 Building $152,000	$455,000 (-) Land $75,000 Building $380,000
2024	$5,002.00 (+21.2%) Homeowner's exemption	$182,000 (+25.07%) Land $30,000 Building $152,000	$455,000 (+25.07%) Land $75,000 Building $380,000
2023	$4,127.00 (+7.39%)	$145,520 (+21.71%) Land $12,000 Building $133,520	$363,800 (+21.71%) Land $30,000 Building $333,800
2022	$3,843.00	$119,560 Land $10,000 Building $109,560	$298,900 Land $25,000 Building $273,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON serves 12,690 people · EPA ID GA1570003
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications, Xfinity.

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