90 Bennett St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 90 Bennett St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,828 sqft · built 1900
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Apr 2019)
Tax Bill	$6,667 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-00805-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`19-00805-0000-00018`
Alternative APNs	`190080500018` `03000300` `921`

Interior

Stories	2 Stories
Building Area	1,828 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	921
Street Address	90 BENNETT ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	NEW JERSEY
Legal Block	805
Legal Lot Number	18
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1003
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 BENNETT ST, PHILLIPSBURG, NJ 08865-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 20, 2019	Deed of Trust, Mortgage ABSOLUTE HM MTG
Apr 4, 2019	Grant Deed, Transfer · FHA Mortgage ABSOLUTE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Jun 1, 2006 · Amount on Record
Deed Document Number	2019508002
Deed Book / Page	2949 / 274
Prior Transfer Date	Feb 23, 2009
Prior Transfer Doc	2240/076
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	90 BENNETT ST, PHILLIPSBURG, NJ 08865-2459
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007533/275
Date	Nov 6, 2023
Book Page	7533/275
Instrument	2023-599164

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	90 BENNETT ST, PHILLIPSBURG, NJ 08865-2459
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7210/89
Date	Oct 15, 2021
Book Page	7210/89
Instrument	2021-563391

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	90 BENNETT ST, PHILLIPSBURG, NJ 08865-2459
Document Number	0000537053
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BENNETT ST PHILLIPSBURG NJ 088652459, PHILLIPSBURG, NJ 08865-2459

Mortgage

Document Number	0000537053
Date	Oct 8, 2020
Book Page	006945/000126
Instrument	537053

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	90 BENNETT ST, PHILLIPSBURG, NJ 08865-2459
Document Number	0000520249
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 BENNETT ST PHILLIPSBURG NJ 088652459, PHILLIPSBURG, NJ 08865-2459

Mortgage

Document Number	0000520249
Date	Nov 26, 2019
Book Page	006789/000275
Instrument	520249

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 4, 2019
Property Address	90 BENNETT ST, PHILLIPSBURG, NJ 08865-2459
Document Number	0000508002
Book / Page	002949 / 000274
Instrument Date	Apr 2, 2019
Instrument	508002
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 BENNETT ST PHILLIPSBURG NJ 088652459, PHILLIPSBURG, NJ 08865-2459

Mortgage

Document Number	508003
Date	Apr 4, 2019
Book Page	006690/000263
Instrument	508003

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,600 (-) Land $27,400 Building $115,200	$142,600 (-) Land $27,400 Building $115,200
2025	$6,667.00 (+2.87%)	$142,600 (-) Land $27,400 Building $115,200	$142,600 (-) Land $27,400 Building $115,200
2024	$6,481.00 (+9.57%)
2023		$142,600 Land $27,400 Building $115,200	$142,600 Land $27,400 Building $115,200
2022	$5,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2004–2006)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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